Timeline for What should I be wary of when insurer is taking a lot of time to decide whether car is repairable or a total loss?
Current License: CC BY-SA 4.0
9 events
| when toggle format | what | by | license | comment | |
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| Jun 16, 2019 at 13:53 | vote | accept | ab2 | ||
| Jun 10, 2019 at 4:17 | comment | added | jpaugh | @jpmc26 Lucky that's how they found out, rather than by having a mechanical failure while using it. | |
| Jun 9, 2019 at 19:04 | comment | added | Harper - Reinstate Monica | @justin "new-to-me" is a good way to say that. | |
| Jun 9, 2019 at 19:00 | history | edited | Justin Cave | CC BY-SA 4.0 |
added 9 characters in body
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| Jun 9, 2019 at 19:00 | comment | added | Justin Cave | @Harper - When I say "start over with a new car", I'm using "new" to mean "different" not "fresh off the lot". Obviously, insurance isn't going to pay out enough on an existing car that may be several years old to buy a brand new car. It should be enough, however, to buy a replacement car that matches the specs of the existing car prior to the accident. I'll clarify "new" in my answer. | |
| Jun 9, 2019 at 18:56 | comment | added | Joshua | @jpmc26: Sounds like a good fraud case. The CA statute of limitations law has some odd wording that makes the statute of limitations not expire for concealed fraud until discovered: christian-attorney.net/… (Google thinks this site has high rep) | |
| Jun 9, 2019 at 18:47 | comment | added | jpmc26 | It's also possible there's damage to the frame, which would essentially require rebuilding the entire car around a new frame to properly repair. Although someone should be informing them if that's the case. My family was involved in an accident when I was very young where the mechanic and the at fault party's insurance company concealed the frame damage from them. They didn't find out until they tried to trade it in some years later. | |
| Jun 9, 2019 at 18:34 | comment | added | Harper - Reinstate Monica | OP wouldn't be better off if he buys a new car. A car depreciates a bunch just from driving it off the lot. That matters because insurance only pays him enough to buy a comparable used car, so he pays that "new car depreciation" for the privilege of getting a new one. | |
| Jun 9, 2019 at 2:57 | history | answered | Justin Cave | CC BY-SA 4.0 |