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yoozer8
yoozer8
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I am getting my first credit card ever and I am trying to learn how it works. I got through most of the documentation but I am trying to understand this:

0% Intro APR for 15 months from account opening on purchases and balance transfers.† After that, a variable APR of 17.24-25.99% applies.† Balance transfer fee is 3% of the amount transferred with a minimum of $5.

0% Intro APR for 15 months from account opening on purchases and balance transfers.† After that, a variable APR of 17.24-25.99% applies.† Balance transfer fee is 3% of the amount transferred with a minimum of $5.

Can someone tell me what APR means? 
Also, I am guessing that I will be paying off the credit using my checking account so I don't think that a Balance Transfer Fee would apply, right? (If someone has a quickstart guide for credit card use or something, that'd be really helpful!) Thanks!

I am getting my first credit card ever and I am trying to learn how it works. I got through most of the documentation but I am trying to understand this:

0% Intro APR for 15 months from account opening on purchases and balance transfers.† After that, a variable APR of 17.24-25.99% applies.† Balance transfer fee is 3% of the amount transferred with a minimum of $5.

Can someone tell me what APR means? Also, I am guessing that I will be paying off the credit using my checking account so I don't think that a Balance Transfer Fee would apply, right? (If someone has a quickstart guide for credit card use or something, that'd be really helpful!) Thanks!

I am getting my first credit card ever and I am trying to learn how it works. I got through most of the documentation but I am trying to understand this:

0% Intro APR for 15 months from account opening on purchases and balance transfers.† After that, a variable APR of 17.24-25.99% applies.† Balance transfer fee is 3% of the amount transferred with a minimum of $5.

Can someone tell me what APR means? 
Also, I am guessing that I will be paying off the credit using my checking account so I don't think that a Balance Transfer Fee would apply, right? (If someone has a quickstart guide for credit card use or something, that'd be really helpful!)

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Raj
Raj
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Balance transfer fee

I am getting my first credit card ever and I am trying to learn how it works. I got through most of the documentation but I am trying to understand this:

0% Intro APR for 15 months from account opening on purchases and balance transfers.† After that, a variable APR of 17.24-25.99% applies.† Balance transfer fee is 3% of the amount transferred with a minimum of $5.

Can someone tell me what APR means? Also, I am guessing that I will be paying off the credit using my checking account so I don't think that a Balance Transfer Fee would apply, right? (If someone has a quickstart guide for credit card use or something, that'd be really helpful!) Thanks!