Timeline for Calculated 30% return from opening 0% promo credit cards for charitable contributions, is this right?

4 events

when toggle format	what		by	license	comment
Apr 3 at 15:08	vote	accept	Ben Voigt
Dec 12, 2018 at 19:49	comment	added	Jay		I suppose it may be relevant that it's easier to time-shift charitable giving than many other categories of expense. Presumably you can't tell the electric company, "I've decided not to pay my electric bills this year, but don't worry, I'll pay double next year." But nanoman's basic point is still correct: you can get a tax benefit by bunching charitable contributions regardless of the credit card bonus scheme, and you can benefit from the credit card bonus scheme regardless of whether you use it for charitable contributions or other sorts of expenses.
Dec 10, 2018 at 5:52	comment	added	Ben Voigt		The charitable nature of the spending comes into play only insofar that the timing is determined by the tax year as well as the time window the issuer allows. You're right that if I don't care for the bonus game, I could/should minimize the number of cards, rather than maximize the number of bonuses -- depending on the credit limit each card makes available for the promotional 0% APR.
Dec 10, 2018 at 5:18	history	answered	nanoman	CC BY-SA 4.0