SZCZERZO KŁY
  • Member for 3 years, 11 months
  • Last seen more than a month ago
  • Poland
Someone wants to send me cash by DHL. How's this scam supposed to work?
Accepted answer
104 votes

It looks like "shipment scam" mixed with "bait and switch". There are few ways you can get robbed: So the "DHL" (not really) will say they have cash for you but they need to be paid for handling (or ...

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Are those flyers about apartment purchase a scam?
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34 votes

I know this from Poland. This is a semi-legal poaching technique used by estate agencies. It's semi-legal because the agencies (company) cannot impose a buyer, but an agent (a sole representative) is ...

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How is early-and-often home buying as "get rich" advice feasible?
24 votes

20 years, or near that age. Buy 1 house a year. As you probably know this is near impossible to do. Have around 20 years and be able to get loan for buying house. You are on right track that you ...

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I’m 18 years old and want to finance a £30,000 car
17 votes

There is similar question By 18 years of age, I want a brand new car that's $43,668 But because of the deposit and young age I think it deserve new answer so more people can use it. Your whole ...

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What are the benefits and risks of trading domain names?
15 votes

Is GoDaddy lying about the real value of the domain name? Maybe not lying, but because we don't know on what basis they made those estimates, it's kind of wishful thinking. But I assume they just ...

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What are the pros and cons of a credit card for a European?
11 votes

In the EU the main difference is that "some" debit card are debits. They can't be used for online payments. For the EU - "credit history" don't exist. Some countries have private companies that ...

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Cash payment in used car dealership
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5 votes

In Europe you write sale and purchase agreement. Which is paper trail to everything: amount paid, method of payment, seller confirmation of payment received, state of the car, specification, TUV's and ...

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Shouid I throw away my inkjet printer when its ink runs out & buy another?
4 votes

You are falling for the coca-cola fallacy. When buying smaller container of CC you pay more per ounce than buying large container, so the higher price must be due to desire to push people to buy ...

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Auto leasing and early payments
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4 votes

You should refer to your contract. But usually it won't. Every over-payment will be counted toward the next payment. So of you pay the first month 450, the second will be billed as 350 and so on. So ...

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Parent asking for money after I moved out
4 votes

Either your father paid Child support with a certain amount per every child. And final amount have changed since you moved out. You need to be aware that in such case such money were designed to cover ...

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When would it be better to pay my public transport ticket at once vs. in 12 monthly installments?
4 votes

You can lower your taxes with tickets that get you to work. But only if your total work expenses for the whole year will exceed 1000€ So if you start paying in September monthly fees you will have ...

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Is it financially risky to buy new car made in UK considering Brexit?
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3 votes

There's a reason why they changing Auris back to Corolla. Toyota have this comfort that many of their parts are interchangeable between different models. For example clutch for Auris fit also on ...

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could pursing a TILA claim against my credit card result in a cancellation of my credit card?
2 votes

Possible award of $500. I wouldn't count on getting any money BUT if there was I would rather bet it would be on the lower side. Yes - if you pursed this, AMEX could cancel your card on the ground ...

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Is it safe to give credit card first 6 numbers+ last 4 over email?
2 votes

In Poland such things are called "soup made on nail". A deception that make you believe the other side have all the ingredients and you just need to provide small detail. While in fact they have none ...

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Why do rich put their money in gold
2 votes

Such statement is constructed in a way that when person who have 10 billions would put one dollar in gold (buying some jewellery on flea market) it would be true. A rich person put their money in gold....

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Is there a way to create small but numerous passive incomes?
2 votes

I will use totally made up numbers just to show a way to "small PI". For example having an apartment for renting will require you have x$ upfront to even talk about mortgage. We assume that future ...

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How can I check if Warren Buffett or Berkshire Hathaway is parking cash more than usual?
1 votes

according to a poll by UBS Global Wealth Management. Hello, I'm Warren Buffett and some UBS GWM asked ME, in poll, if I think that it's good time to invest or to wait. Because I want to make money I ...

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Can you get car insurance without a driving license?
1 votes

The insurance is a motor one. It's for the car not the driver. The only thing is that there is no easily/readily avaiable history of the driver. So you could have insurance without even having a DL. ...

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Is this method of getting free money viable and consistent with law?
1 votes

There is a loophole within a loophole. But first - 24 months is way too much. With CC you're taking short time credit. And short-time in this case means days, very rarely few months. Never year or two....

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Lease a Car or Buy a Car? Excel Sheet Comparison
1 votes

Disclaimer: I didn't opened the spreadsheet, I only answer to things you put in your question. RSP - Retail Sale Price RSV - Retail Sale Value or to continue rolling with the payments (or upgrade ...

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How is leasing a car beneficial to the one who leases?
1 votes

It depends on what contract you choose and how it will affect your tax deducts. Counting from "zero" (where zero is the time you lease the car) the expenses may be equal or higher to cost of buying ...

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Buying a flat abroad through British LTD company
1 votes

Why buy through British agency when you can use Polish one with lower rates (because their profit is in zlotys and not pounds and LTD company will bil you for all the things mentioned below) Taking ...

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Why would any owner sell their company to Warren Buffett / Berkshire Hathaway?
0 votes

Because Warren Buffett knows something you don't know. Also you may be a dummy and call from him is not an indication of how well your company is doing. As an owner you can estimate answers to this ...

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Why are my country's banks buying their own shares now?
0 votes

Because they have money and stocks are cheap. The more company own itself the less it have to share profit with others. Having less dividend to pay out means more profit for the bank in the coming ...

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How to sell gold and silver bullion legally and through legitimate buyers
0 votes

A very layman explanation. Please note that all below refer to "a rainy day means a stock goes awry for few day maybe weeks or there might be some spike in price of gold or silver". A gold bullion ...

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Best way to start investing, for a young person just starting their career in Europe?
0 votes

A quick answer to give you some ideas about your assumptions: your pension will be a fraction of what you will earn later in life. So you might want to start your own saving so you will have extra "...

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How does "you got some unknown money" scam work?
0 votes

The scammer is not using his money. From what I have seen, they hack someone else account and then send various amount of money to different accounts. Then they ask bank for return of the money send. ...

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What are “redemption” schemes?
0 votes

Redemption scam is when someone is accepting goods deemed for redemptions at certain price point with knowledge they were purchased in place with different redemption price. In tv sitcom "Seinfield" ...

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How to save money by shopping at a variety of grocery stores?
-1 votes

That's the result of shops catching up on bargain hunters. If the shops are in close vicinity to each other they might lower profit on some of the items to attract customers while the other shop lower ...

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How much can I save if I don't own a car? A worked example comparing car to pension
-1 votes

I think the easiest way to calculating the amount would be to compare values you know (because I assume you are already spending that money). So sum up public transportation cost (only tickets you ...

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