paulj
  • Member for 4 years, 5 months
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Marrying your platonic friend for state benefits
1 votes

I have never heard of financial reasons for platonic friends getting married. I have heard of the reverse, romantically involved partners with children not marrying for benefits and rent relief. i.e. ...

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Why would a financial institution prevent their clients from trading a specific security?
11 votes

The reason they stopped is because Citadel and Melvin capital and others are going to lose to a bunch of Reddit posters and Robinhood traders. People who own the market aren't going to allow that to ...

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Is my back-of-the-envelope calculation about taking out a loan to invest into the markets flawed?
1 votes

Depends, how easy is it to discharge the loan you mention? How certain are you that you will best the interest required? How would you arrive at your conclusion?e.g. What research have you done and ...

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Should I buy a house or wait for the housing bubble to burst?
0 votes

From you question I ascertain that you live and work in Romania. When 2008 crash, economies crashed as well. e.g. Greece. Many Greeks are trying to leave the country. Economy turns down, you loose ...

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Qualifiying Life Event allow one to change coverage plan
-1 votes

The below from appears to state one may be able to change one's plan. Health Gov Site Since the 2019 Open Enrollment Period is over, you can now enroll in or change a Health Insurance ...

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Does New York State law require me to e-file if I use TurboTax?
3 votes

From New York State: E-file requirement for individual taxpayers Who must e-file You're required to electronically file your return if you meet all three of the following conditions: ...

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Is storing money in a bank the best way to utilise your savings?
0 votes

Inflation is the result of increase in the supply of money, your currency. Your Central Bank controls this. Gold is international and is not controlled by any single Central Bank. Their may be cartels ...

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What is the economic explanation for the high cost of weddings?
0 votes

Firsthand knowledge, not all restaurants will jack up the price on the type of venue. Factors that affect cost, regardless of event type: Time and day Event length Prep work (table settings) ...

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Is it true that real estate prices mainly go up?
8 votes

Since none of these answers touched upon the main profit of real-estate...leverage. When you "invest" in a stock market, usually you are using your own money. Unless you really want to "invest".i.e. ...

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Do you keep ATM receipts? Why might keeping bank ATM receipts be a good habit?
0 votes

So that when a suspicious transaction appears on your statement, you will note it. ex. You have 5 transactions each $100 dollars each. You keep the receipts. At the end of the month, online shows 6 ...

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Risks of selecting a pension plan in the USA
0 votes

During Detroit's woes, it was a federal court that handled the pension , as it was "guaranteed" by the Michigan state's constitution. It was a long involved fight. Detroit pension AARP Public ...

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What, if any asset classes, were contrarily correlated during crash of 2008
0 votes

https://www.portfoliovisualizer.com/historical-asset-class-returns The above link shows all asset classes per year spanning several decades. Includes REITs, commodities, and Treasury Notes, as well ...

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Why would any owner sell their company to Warren Buffett / Berkshire Hathaway?
0 votes

RISK. BH is taking on risk, and alleviating risk to you, as owner. Risk comes with a cost. On the buy sell, one will offer less if the risk is high. On the sell side, one will accept less if the risk ...

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My million-dollar brother wants to retire. Should he?
3 votes

Yes. It is quite doable, many families are making this amount, combined. Health care, at 40k, he will be able to get subsidized, especially with kids. He may also be able to get other tax credits, ...

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Does a direct deposit arrangement also enable direct withdrawals?
1 votes

Personal: A company I had worked for erroneously posted two checks to my direct deposit. There was also a debit in my account, for correction. So I can not say if it is a withdrawal per se, or just a ...

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Which asset classes have a "built-in" long-term growth logic?
0 votes

Series I and TIPS - fixed rate + inflation. Treasury Site

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Credit score goes down substantially after paying off student loan
1 votes

http://www.fico.com/independent/?CID=70180000001TxKr&utm_medium=Scores_Independent&utm_campaign=FY18_Q1_NorAM_Homepage_Banner_Scores_Independent&utm_source=Homepage_Banner "FICO has built ...

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How to measure a currencies valuation or devaluation in relevance to itself
-2 votes

As the value of a currency declines, commodities, priced in that currency, will rise. The two best commodities to see a change in would be oil and gold.

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What does an x% inflation rate actually mean?
-1 votes

Inflation is a reflection on the expansion of the money supply, aka debt, being created by a central bank. Fiat currencies usually inflate, because there is no limit to the amount of debt that can be ...

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