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Dilip Sarwate's user avatar
Dilip Sarwate's user avatar
Dilip Sarwate's user avatar
Dilip Sarwate
  • Member for 12 years, 4 months
  • Last seen this week
  • Urbana IL
105 votes
Accepted

Scam? Phone call from "Department of Social Security" asking me to call back

44 votes
Accepted

Is putting money in a 401(k) plan risky?

30 votes
Accepted

If low-cost index funds are considered the best investment, why are there so many high-cost, managed funds?

28 votes
Accepted

How should my daughter give me money. Do I need to report it?

25 votes
Accepted

Why did my last paycheck of the year have a big decrease in Social Security taxes taken out?

24 votes
Accepted

Why are there many small banks and more banks in the U.S.?

24 votes

Why would the bidding on a foreclosed property start at the outstanding amount of the loan?

24 votes

In USA, can I set up a one-person corporation and pay myself mainly through dividends?

24 votes
Accepted

Can I get a late payment on my credit card if apr is 0% for the first 21 months?

23 votes
Accepted

Why would you not want to rollover a previous employer's 401(k) when changing jobs?

22 votes
Accepted

Mutual fund value went down, shares went up, no action taken by me

22 votes
Accepted

I haven't filed a return to the IRS in 10 years

22 votes

How do Islamic Banking give loans for housing purposes?

21 votes
Accepted

What are my investment options in real estate?

20 votes

Would depositing large cash amounts cause problems?

20 votes
Accepted

Tax consequences of partially selling a stock

19 votes
Accepted

Can I make a lump sum contribution to my employer's 401(k) plan?

17 votes
Accepted

How to avoid having my father's down payment assistance get taxed as a gift

16 votes

Is one spouse responsible if other failed to file taxes

16 votes

Would it be in general a best practice to use other retirement fund and wait till 67 to get Social Security in the US?

15 votes
Accepted

How can I file this year's tax return if I haven't got the refund from last year's return?

15 votes

Can anyone help me understand my loan payment?

15 votes
Accepted

First time investor wanting to invest in index funds especially Vanguard

15 votes
Accepted

What happens to 401(k) money that isn't used by the time the account holder dies?

14 votes

Does a U.S. citizen working in Mexico have to pay taxes to the United States?

14 votes

After hitting 80% LTV, my mortgage lender refuses to remove PMI. Any recourse?

13 votes

Does a larger down payment make an offer stronger?

12 votes
Accepted

Bought a house last year should I hire a tax consultant?

12 votes

losing 10% return need gain off 11.11% to original capital: What is the theory called

12 votes

Bought agency bond (FANNIE MAE 0% 04/08/2027), now what?

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