Ranma344
  • Member for 5 years, 5 months
  • Last seen more than 1 year ago
  • Ohio, United States
If one spouse dies is the other responsible for federal student debt taken during the marriage?
9 votes

In exit counseling, and the U.S. Department of Education, if the borrower of a student loan dies, the debt is cancelled and the loan is forgiven. If you, the borrower, die, then your federal ...

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Cashing a check without a bank account
9 votes

Seeing as this most likely isn't a personal check, it's very likely that he would be able to find a bank willing to cash the amount. If you run into trouble, the check can also be endorsed to you ...

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Should I pay off my credit card with savings?
8 votes

It makes no sense for you to be paying it off incrementally, as you are constantly being charged interest on the amount that you owe. Paying it off immediately would get rid of further interest ...

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Why does my credit card company want me to update my income on their website?
5 votes

The main reason for an income check, beyond marketing purposes would be a credit limit increase. If you didn't apply for one, then it is most likely that they just want to keep their information on ...

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Is it normal to pay two application fees for an apartments as a married couple?
Accepted answer
5 votes

While I can't say this is the normal process for this to happen, it doesn't seem too far fetched to be true. I would assume that the double application fee is in part to guarantee nothing slips past ...

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Bank wants to know what am I going to do with the money they loan to me
5 votes

A bank is putting money on the line for you when they loan you money, which is not something they have to do. Not telling them what you intend to do with the money they are giving you, when asked, is ...

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Feasibility of changing debit amount if customer doesn't ask for a receipt?
Accepted answer
4 votes

In my experience, even with such POS machines, there is a display that asks you to confirm your total, as a very last step, even if they ask if you want a receipt as a first step. By this manner, it ...

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I just "paid" online with a debit card with no funds. What now?
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2 votes

There are a few factors at play here. Depending on the bank that has offered you the card there are different types of overdraft protection that may have been set up. Typically, if they attempt to ...

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Is usage of someone else's bank card allowed?
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2 votes

In my experience, this choice is entirely up to the bank itself. There was a time when, given my mothers ATM card I could go to the bank and pull money for her, but the bank has since changed their ...

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Will it be financially advantageous to rent out my condo on AirBnb?
1 votes

There really cannot be a straightforward answer to this question. It all depends on what lengths you take to make the situation advantageous. If you manage to have a constant flow of people living ...

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Should you co-sign a personal loan for a friend/family member? Why/why not?
1 votes

I know this question has a lot of answers already, but I feel the answers are phrased either strongly against, or mildly for, co-signing. What it amounts down to is that this is a personal choice. ...

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Applying student loan proceeds toward tuition?
1 votes

Your university should have a finance department which can help with payments. Speak with them and tell them you have interest in paying for at least part of your next semester in cash. From here they ...

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Proper term for amount + currency
1 votes

The best I could come up with would be to simply ask for the amount of "notes" and "coins" you would like, and specify denominations thereof. The different currency labels exist for the reason that ...

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Should I consolidate my credit card debt into a high interest loan?
1 votes

You mention that you have multiple rates on your credit cards, ranging from 19-28%. As has been said before, switching from that to 33.5% is only going to cost you more in the long run. Instead, you ...

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Does it improve my credit if I pay my credit card bill off several times a month as I use it?
1 votes

To my knowledge, only paying the bill that you are assigned for each period will build credit. That is to say, if you spend $200 in one month, and they ask for a payment of $25, only making sure you ...

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What happens if I break lease while landlord does not have my SSN?
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1 votes

There are cases in which some Lease agreements will allow you to exit them without charge, but you cannot simply vacate a location without paying. Cases that would allow you to leave the lease, if ...

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College funds - is it too late to open a 529?
0 votes

I'm not expert here, but a method used by quite a few people I went to school with was to save as much as possible before starting and continue to save as you go. Better explained, if you are able to ...

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