CKM
  • Member for 5 years, 9 months
  • Last seen more than a month ago
  • Tampa, FL, U.S.
How can I remove my name from a car loan?
67 votes

In effect to get someone off the loan they would have to refinance the loan as the sole person on the loan, which once again depends on their credit. In other words, if their creditworthiness remains ...

View answer
When buying a house in California, can you amend the contract after signing it?
22 votes

You really, ideally need a lawyer. I am not a lawyer. It generally follows, however, that any contract can be amended once it's been signed so long as all parties or stakeholders involved agree on ...

View answer
Why do financial institutions charge so much to convert currency?
15 votes

In my experience working at a currency exchange money service business in the US: Flat fees are the "because we can" fee on average. These can be waived on certain dollar values at some banks or MSBs,...

View answer
Why is the "buy vs rent" debate framed in terms of "buy a house vs. rent an apartment"?
4 votes

I don't think people actually having these discussions are ignoring any of the alternatives to houses and apartments. What you might see are attempts to reduce a multivariate issue down to just two ...

View answer
Going house hunting next week and my credit score just dropped by 100+ points
4 votes

A pre-qualification is simply a statement of what you may be eligible for based on the information you've provided. This is different from pre-approval, and the lender does not typically run a hard ...

View answer
ADP didn't withhold any county tax and I had to pay at the end of the year
3 votes

ADP is not generally reponsible for employee tax withholdings. ADP is a payroll services suite for automating parts of the payroll process. The responsibility is on the actual employer for properly ...

View answer
Can we walk away from Lease if one of the member is still staying
2 votes

Initially intended as a long comment, but: In this case we cannot tell you what to do, just provide minimal guidance. If you're the primary lessee, you're on the hook for everything involving that ...

View answer
Accountant won't send an invoice without a PO
1 votes

Pick up the phone get a hold of the buyer's accounting department. Let them know work was done per SOW-XXX (reference the SOW), and you never received a PO, and you need a PO number to invoice the ...

View answer
Former employer deposited money in my 401K by accident
1 votes

I am not a lawyer. You need to call/contact the plan administrator, explain the situation and see if they can direct you to someone useful, and see if you need to direct your ex-employer to them. ...

View answer
Paid off a US Bank credit card, but they sent two withdrawals - bank account overdrawn
Accepted answer
1 votes

Depends on how your automatic draft was set up, to troubleshoot the issue first. A less-obvious issue is you can base your draft on a dollar amount or on the statement balance, among other things. ...

View answer
Can I keep my HSA if I get on husband's insurance?
1 votes

If you were already on your company HSA making contributions, those funds are yours and you can spend them or potentially "roll" them into your 401(k) (I don't recommend this, as this is not a ...

View answer
cashier check deposited and available on my account
0 votes

If you have no idea why money was deposited in your bank, do not use the money. It could be fraudulent, it could also be a mistake. The invariable ending to both root causes is the bank will need to ...

View answer