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What should one do to not lose the value of his money over time
1 votes

Europe is big. Which country do you live in? As you seem to need the money in the next time, I'd put it into an account where you can retrieve it in a short time. Either you take an offer from your ...

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Mortgage down payment via gift - is it taxable?
1 votes

All three of us will be on the title, but since my parent will not be on the loan, the transaction is technically a gift. Your assumption is wrong. Assume the home costs $300,000. The parent pays $60,...

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What's the relationship between SPDR S&P 500 ETF listings in different countries?
0 votes

The listings with the same ISIN (US78462F1030) can be bought and sold at all exchanges which list it, provided your broker has access to them. So with the right broker you can buy them in Singapore ...

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Splitting a Car Payment / Ownership
5 votes

That's completely up to you. But as you seem to disagree between each other, I'd say the fairest thing is to agree on a price retroactively: what was the car's value back when you started using it? ...

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Do all major indexes make sense for regular passive investment?
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2 votes

With all indexes, you have to differentiate between performance index and price index. The FTSE 100 is a price index, which means that only the current values of the contents are used when calculating ...

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If one were to have invested in a 1920 German index fund, when would they have recovered after 1930-40 devaluations?
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7 votes

This is not easy to tell, but I'll give it a try. The German Wikipedia article about the DAX contains a reference to a historical extrapolation of the CDAX: https://de.wikipedia.org/wiki/DAX#/media/...

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How do stocks work mathematically with shareholders and ownership of a company?
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17 votes

Let's say the number of shares of a company is 100. Person A owns 20 shares and person B owns 80 shares of a 10 dollar stock. Q1) Person A sells one share and no one buys it. This is not possible. ...

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0% intro APRs complicating payoff plans
1 votes

There is one strategy which is not obvious at the first glance: Pay off A2 first as hard as you can, and continue on A1 after 5 months (maybe split the payments). This reduces your interest for now, ...

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Can you trust shares with high dividend yields?
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19 votes

I only looked at TUI, but I imagine this is valid for the others as well. What does "dividend yield" mean? It is the last dividend payed in relation to the current share price. Comparing ...

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Companies that list on an additional Stock Exchange
1 votes

If they do list on the London exchange is there share dilution to existing shareholders or because it is a new listing is it a new class or set of shares? Neither. You just have the option to sell ...

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How is a new index fund created?
1 votes

I only can describe it roughly: The designer of the ETF defines the relation of the price of one share to the index value. E. g., they can define that at index 3380, the share is worth $33.80. Then, ...

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Can a closed but undischarged mortgage be reopened easily?
0 votes

As you asked about other countries: In Germany, if your bank as a mortgage on your house, it can be used as a security for other loans as well. Assume your house's value is 150000 €, and after several ...

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Timing the market with a twist
3 votes

More or less, you reach this goal with rebalancing: If you hold, say, 70% of your assets in stocks, 20% in bonds and 10% in cash, when the stocks go down by 20%, you readjust by buying more stocks ...

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How to transfer money from Russia to Germany?
0 votes

It might be useful to use Paypal, if it is possible to link a PP account to a Russian bank account, she can send you the money via PP and you can send it to her by whatever means which seems useful.

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If an investor wants to reinvest dividends, aren't stock dividends better than cash dividends?
1 votes

I don't know of the American tax system, but I could imagine that on stock dividends, income tax would be due as well (not necessarily immediately, but at a later time). The argument The ...

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what does it mean that the seller is pushing price down in trading?
-1 votes

Price opened at point A ($30.00) Sellers moved into the market and pushed the price down, point B ($29.89) Why sellers want to move price down? Should they look to sell for higher price instead? ...

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How, or should I repay debt during Covid-19 crisis?
20 votes

If you are sure they'll let you overdraft your account again, then for Heaven's sake get rid of that ridiculously high APR of 35%. Keep the rest as an emergency fund. 500 GBP is not much, but more ...

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Short selling banned in Italy for 3 months. Am I affected with my Short ETF investments?
5 votes

I cannot provide any sources and am just guessing. The ETF you talk about is located in Ireland. That has two effects: If you would sort it, the Italian regulation seems only to affect Italian ...

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Pay off Credit Card Debt now or later
23 votes

If you have 15,000 in your checking account, you should see these two events (paying for house and getting money for internship) completely separated. You pay your bill when it is due and no interest ...

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Should tenant be allowed to have rent due on x days past start of the lease?
1 votes

Seems like he is asking for 10 days of courtesy habitation. Not necessarily. You can see it from different angles, and essentially, they match each other in the sum. As others suggested, you might ...

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Can I (a UK national) buy shares in an American firm?
2 votes

Generally, you can buy shares from every company which trades at any of the exchanges your broker works with. E. g., if Tesla is traded in Paris, Frankfurt, but not in London, you cannot buy it if ...

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How to cancel a credit card you currently have debt on if the bank won't respond?
Accepted answer
1 votes

First, as was already suggested, you should go to a local branch. Even if they can't direcly do anything for you, they might be able to tell you how to proceed. If they can't and you… just want ...

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Sugar daddy bitcoin scam?
8 votes

I don't know CoinBase, but usually these Bitcoin portals allow you to create a bitcoin address for incoming funds where he can send the coins to. If that's not enough for him, something fishy is ...

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How to obtain info about really old bank account
0 votes

There are too many "ifs" and "whens". The number resembles format of a bank account. How do you deduct that from? Because it starts with DE? One of the numbers appears to be an identification ...

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Finance loan calculation
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0 votes

If I see it right, the $747 comes from the expectation of loan 1 to be finished in 7 years. In this time, you'll have paid about $22800 in interest. If, however, you are able to pay $1747 per month, ...

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Im 19 years old and is buying a $45k car with it?
3 votes

Should i go through with it in the next say 6 months or so? In the end, it is your decision, but it would not be wise financially. First, it is wrong to start with your "pre-tax" income; better ...

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Upside down on car loan, sell and refinance gap?
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8 votes

If we sold the car and used the money to pay down the loan, would we be able to continue making payments on the $2000 balance until it is payed off? That depends on the loan you have. If the loan ...

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How to deposit cash for almost free to your bank account when there s no branch nearby or when you only have online banking?
2 votes

I don't exactly know the situation in France, but in Germany, I'd do one of the following things: Open an account with a bank which has a local branch. Directly pay and transfer money at a local bank....

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Is a credit or debit card refund is technically-speaking the same as a wire transfer?
2 votes

As you state you are interested in Europe (including CH), things are a bit different than they seem to be in the US (as far as I could read on this site). In Europe, we have the SEPA network. It ...

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To take out or loan, or not to take out a loan, for the sake of credit score?
0 votes

What I know about the credit score in the US I only know via this site. But what I claim to know is: the average age of the accounts play a big role in this game. So in the long run, you should have ...

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