maplemale
  • Member for 6 years, 7 months
  • Last seen more than a month ago
  • Missoula, Montana, USA
Is a property that comes with tenants a risk?
Accepted answer
6 votes

The perceived risk depends on the entire situation, but often it is considered more risk, especially if you want to occupy yourself. Things you need to consider: It can be very difficult to show a ...

View answer
Disputing Items to Improve Credit Report
4 votes

A few points: The reason your lender is asking you to be above 580 is because that is the magic number for an FHA loan where your down payment would be only 3.5% (the US Government effectively ...

View answer
What is the interest rate on my US Savings Bonds?
4 votes

Yes, some are fixed and some are variable. It 100% depends on the EE Bond issue date. For example: "EE Bonds issued from May 1997 through April 2005 earn a variable rate of interest. Treasury ...

View answer
How do I place a lien on a mobile home i am selling
3 votes

Check how a mobile home is classified where you live. In some states (assuming you live in the US) it's classified like an RV / vehicle. In most states, it depends on the mobile home. I am only aware ...

View answer
How can home buying be considered a sound investment with all of that interest that needs to be paid?
1 votes

Your question isn't great, but I will attempt to answer this piece as it seems really the root of your personal finance question: I want to convince my wife to make this move because it will save ...

View answer
For tax purposes, does it make more sense for me to lease or buy equipment for my solo business?
1 votes

Either way, (lease or buy), it's likely going to be an expense, not a depreciation. You would expense the entire lease amount - whatever that is in the year it was paid. A $2k-$3k computer probably ...

View answer
Does my tax refund need to be as close to zero dollars as possible?
1 votes

Set aside any perceived positive aspects of being owed a refund and weigh those with the negatives. What are the reasons you should not have your money tied up with the IRS? You'll see that Uncle Sam ...

View answer
How to check the paypal's current exchange rate?
1 votes

I cannot speak for Paypal specifically and I doubt anyone who doesn't actually work on their internal automated payment systems could. However, I can speak from experiencing in working on automated ...

View answer
Obtaining Pound Sterling Cheque in US to pay for family history records from England?
1 votes

Most US banks don't allow you the ability to draft a foreign currency check from USD. Though, I know Canadian banks are more workable. For instance, TD allows you to do this from CAD to many other ...

View answer
Monthly money transfers from US to Puerto Rico
1 votes

Puerto Rico: Last I checked, the Puerto Rico banking system wasn't materially different than working within the US - though some Continental US banks exclude US Territories like Guam and Puerto Rico ...

View answer