Loren Pechtel's user avatar
Loren Pechtel's user avatar
Loren Pechtel's user avatar
Loren Pechtel
  • Member for 13 years
  • Last seen this week
  • Las Vegas, NV
65 votes

Does paying a mortgage early mean you effectively paid a much higher interest rate?

40 votes
Accepted

How safe is a checking account?

21 votes

Do I owe taxes if my deductions are higher than my income?

20 votes

What is the point of the line on a check?

15 votes

Is there a reason why someone shouldn't buy into a temporarily cheap currency of an otherwise solid economy?

13 votes

How do people with multiple credit cards keep track of their due dates and not miss payments?

11 votes

Why would a site such as Craigslist not accept pre-paid debit cards?

10 votes

My mother's name is on my car title, how can I protect my ownership of the car in the event of her death?

9 votes
Accepted

A bank application mentioned I opened a home loan recently. I never did. Should I be worried?

9 votes

5 credit accounts, from $1750 to $4000, all above 90% utilization. Better to pay $500 on all 5, or pay one off completely for credit score?

7 votes

Getting health insurance with the highest deductible and putting the savings in HSA

7 votes

someone deposit money on my credit card

7 votes

Contractor wants client to open checking account

7 votes

Why is net worth a recommended minimum for insurance coverage

7 votes

If I earn 40 credits and stop working, would I get full Social Security benefits at age 67?

7 votes

How to get rid of bad credit cards without impacting credit report

6 votes

How can I get a low rate loan for my house as a retiree?

6 votes

Why do people buy stocks that pay no dividend?

6 votes

Employer offering Roth 401k as well as traditional 401(k), established in career

6 votes

How should I protect myself from the Equifax breach without making my own life much harder?

5 votes
Accepted

Why does an online stock broker need to know information about my place of employment?

5 votes

Am I supposed to pay taxes when living outside of the states?

5 votes

How do I determine if sale proceeds from an asset are taxable?

5 votes

Are debit cards and "open loop" gift cards accepted everywhere that credit cards are?

4 votes

Lender refuses to terminate PMI despite my LTV being less than 78%

4 votes

Value of credit score if you never plan to borrow again?

4 votes

How to transfer large sum from out of country to USA?

4 votes

Which is a better method for keeping my credit utilization low: spending less or getting a credit limit raise?

4 votes

If I deposit money as cash does it count as direct deposit?

4 votes

Is buying a powerful motorcycle on loan is a good idea?

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