emican
  • Member for 7 years, 10 months
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Are REIT worth it and is it a good option to generate passive income for a while?
7 votes

One way is to think of a REIT as a fully managed portfolio of real estate investments. Risks and returns are averaged across the real estate portfolio and managed by experts, possibly industry leading ...

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Why would I buy a bond with a negative yield?
7 votes

It would be preferable to purchase a bond with a negative yield if the negative yield was the smallest compared to similar financial securities. The purchase or sale of a security is rarely a ...

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Whats the difference between a qualified and an unqualified covered call?
Accepted answer
5 votes

Yes, as long as you write a call against your stock with a strike price greater than or equal to the previous day's closing price, with 30 or more days till expiration there will be no effect on the ...

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How can I enforce saving when I have a very limited income?
5 votes

You can change your withholdings (IRS form w-4) to take additional money from your paycheck and get it back when you file a refund. Maybe you could buy a gift visa, place it in a bag and freeze it in ...

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After paying HR Block for a consultation, are you actually obligated to file your taxes with them if they've found ways to save you money?
3 votes

It sounds like they want to enter you into a contract in which they are allowed to charge a flat fee for filing contingent on money saving results from a tax review service, paid in full. Like those ...

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Where does the money go?
3 votes

Focusing on options, many people and companies use them to mitigate risk(hedge) When used as a hedge the objective is not to win big, it is to create a more predictable outcome. Option traders win ...

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Why can I see/trade VIX but not S&P/TSX 60 VIX?
2 votes

S&P/TSX 60 VIX (CAD) is an equation and as the implied volatility of two close to the money TSX 60 options change, the output changes. This is why the intra-day price fluctuates on a graph like a ...

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Am I doing the math for this covered call/long put strategy correctly? What risks do I run with this strategy?
2 votes

FYI: GM has an earnings announcement on April 24th. I think you were trying to create a safe trade by profiting if GM's price fell within a probable range. The chart of the Iron Condor captures ...

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I carelessly invested in a stock on a spike near the peak price. How can I salvage my investment?
2 votes

Some financial planners would not advise one way or the other on a specific stock without knowing your investment strategy... if you didn't have one, their goal would be to help you develop one and ...

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That "write your own mortgage" thing; how to learn about it
1 votes

If an entity or individual has full rights to the land and land improvements, they can hold, transfer, delegate, or dispose of them on their terms. The only exception may be eminent domain. If the ...

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Why does ExxonMobil's balance sheet show more liabilities than assets?
1 votes

I believe you are missing knowledge of how to conduct a ratio analysis. Understanding liquidity ratios, specifically the quick or acid-test ratio will be of interest and help your understanding. ...

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Starter Enterprising Investor
1 votes

The steps you outlined are fine by themselves. Step 5, seeking criticism can be less helpful than one may think. See stocktwits.com There are a lot of opposing opinions all of which can be correct ...

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Comparison of online brokerage tax preparation features?
1 votes

Assuming US tax jurisdiction: Most brokers allow you to export data. Services exist to parse the transaction data into IRS Form 8949. Checkout form8949.com*. Their website indicates Sharebuilder ...

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Do you avoid tax when taking a home equity loan?
1 votes

Why would someone invest in other instruments (e.g. stocks) to pay for childrens' college education when the capital gains on those are taxed, unlike a home equity loan? Many tax advantageous ...

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Why is paying mortgage interest considered by some to be beneficial?
1 votes

I think the logic in your example demonstrates it is silly to make a decision for tax benefits alone. Saving 75 is much preferred to a cash outflow of 100 less tax savings of 25. To answer your ...

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Problems with Enterprise Value and better valuation techniques
Accepted answer
1 votes

This is a tough question SFun28. Let's try and debug the metric. First, let's expand upon the notion share price is determined in an efficient market where prospective buyers and sellers have access ...

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Swedish Eurocard Credit Card
1 votes

It is probably best to direct your inquiry to Eurocard to get specific information about the terms and conditions regarding the particular card you are interested in. I navigated to their ...

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Green index funds?
1 votes

Renewable energy ETFs are also an option. ETFs are traded like stocks and tend to have lower fees than Mutual Funds. Don't forget to inquire about the 12b-1 fee commonly tacked onto mutual funds. ...

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What are some way to decide if a e-commerce site is reliable?
1 votes

Q: Anyone uses this before? A: The website wwwmygiftcardsitecom.org appears to be a marketing website and contains a ton of affiliate links. Q: Most importantly, is it safe to use? A: The link is ...

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Should I negotiate a lower salary to be placed in a lower tax bracket?
1 votes

I think Feral Oink said it well here when someone asked if they should negotiate for additional benefits in lieu of a portion of salary. "You never want to take a lower salary, especially not in ...

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Should I collect receipts after paying with a card?
1 votes

It is probably safe to throw away the receipt. Without a system to process and store receipts, they are of little use. With regards to personal finances I'm guilty of preaching without practicing ...

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What is a good price to "Roll" a Covered Call?
1 votes

If the call is in the money and you believe the reason for the price jump was an overreaction with a pullback on the horizon or you anticipate downward movement for other reasons, I will roll (...

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What are some options for sending and receiving money electronically?
1 votes

For people who frequently submit payments via PayPal, you may want to try and negotiate with them to use Paypal mass payments. Although the mass payment program is designed to send small amounts to ...

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How to improve the late payment score on credit report
1 votes

Change the way your friend thinks about money, if you have a perfect score and co-sign for them and provide access to credit that will make their life better, if they don't know how to manage it, they ...

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Personal Loan issuer online service
Accepted answer
1 votes

http://www.calcamo.net/loancalculator/simulation/fixed-rate-loan.php5 This website is a calculator only and has some extra features that take into account late payments, paying extra to reduce ...

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Should I invest everything in emerging markets ETF when I'm young?
0 votes

I think you are not being sensible for these reasons: It is desirable to invest in more than one asset class and easy to do so in a way that complements your objectives. Committing to one sector is ...

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How would one follow the "smart money" when people use that term?
0 votes

To supplement Ben's answer: Following 'smart money' utilizes information available in a transparent marketplace to track the holdings of professionals. One way may be to learn as much as possible ...

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Can anybody cash my check by using an ATM? Does the machine check the name of the check and debit card?
0 votes

For anyone else in this situation: notify Payroll/Accounting. Tell them you are 100% sure your check is lost, and you need to know what the next steps are. Most companies will take care of it once ...

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Is buying foreign currency(specifically Pounds) a good saving/investment strategy? If so(or not) why?
0 votes

If you are saving for a property, plant, or equipment acquisition for a new business venture in London, I could not advise against averaging the exchange rate. It is possible to end up with more or ...

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What are some factors I should consider when choosing between a CPA and tax software
0 votes

I'm glad keshlam and Bobby mentioned there are free tools, both from the IRS and private software companies. Also search for Volunteer Income Tax Assistance (VITA) in your area for individual help ...

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