• Member for 11 years, 4 months
  • Last seen more than a month ago
  • Christiansburg, VA
2 answers
2 votes
Health insurance lapsed due to employer fraud. How to get medications while in transition?
3 votes

Your doctor may also have free samples available. You could call, explain your situtation and ask to see if they have any free samples.

View answer
8 answers
18 votes
What is the incentive for a bank to refinance a mortgage at a lower rate?
Accepted answer
19 votes

In a lot of cases, the bank has already made their money. Shortly after you get your mortgage is sold to investors though the bank is still servicing it for a fee. Therefore, if you refinance, they ...

View answer
1 answers
2 votes
Can I refinance a rental property that is currently only 75% loan to value?
2 votes

I have been shopping around for a refi on my rental property. All of the programs are 75% LTV that I have found. This appears to be the new reality that we are in. Therefore, you won't be able to get ...

View answer
4 answers
8 votes
Looking to buy a house in 1-2 years. Does starting a Roth IRA now make sense?
Accepted answer
4 votes

With a Roth IRA, you can withdraw the contributions at any time without penalty as long as you don't withdraw the earnings/interest. There are some circumstances where you can withdraw the earnings ...

View answer