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[...] When I retire, will I be eligible for a state pension from the UK even if I am then in Spain? [...] Probably. [...] And would that cumulate to the one I will get from Spain? [...] Likely so. [...] I guess my personal pension scheme won't be a problem and I should be entitled to get the all money out as I want based on UK rules even if ...


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There is an interesting read on Spanish inheritance tax at https://www.spanishpropertyinsight.com/2016/02/08/spanish-inheritance-tax/ Unfortunately, it describes this situation (UK estate, Spanish tax-resident inheritors) as "a scenario you categorically want to avoid for your heirs at all costs. It entails for your loved ones spending greater time, money ...


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After 10 working/qualifying years in the UK you will receive an UK pension as things currently stand. The amount will increase to the full amount as you accumulate more qualifying years. https://www.gov.uk/new-state-pension/how-its-calculated If you take it abroad, it may not be index-regulated, however, which seems rather unfair


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