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When you start accessing an income stream from your super there is a minimum amount you must withdrawal each year depending on your age. Basically the older you get the higher the percentage of your account balance you must withdrawal as a minimum. Under 65 - minimum 4% of account balance 65 - 74 - minimum 5% of account balance 75 - 79 - minimum 6% of ...


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Regarding transferring a residential investment property into your SMSF, no you cannot do it. You cannot transfer residential property into your SMSF from a related party. You can only transfer Business Real Property (that is commercial or industrial property) into a SMSF from a related party. You can buy new residential property inside your SMSF, and you ...


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Two other good strategies you could implement to purchase an investment property in your SMSF include: Using the SMSF's funds to buy 50% of the investment property (or a smaller percentage if you don't have enough funds in the SMSF) and borrow the other 50% in your own name. This way you will be positively geared in the SMSF where the tax is 15% and you ...


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You have to compare the costs of various SMSF providers, which should be able to bundle the compliance audit in their costs. There could still be ambiguity around the cryptocurrency or blockchain asset within an SMSF under Australian regulation (or the lack thereof), and retirement plan consultants will likely be too risk adverse to have a real conversation ...


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Yes you can lend part of this money to your SMSF so that the SMSF can buy an investment property or other investments such as shares. However, the loan to your SMSF must be at commercial rates, at arms length and be of limited recourse in nature. As the loan to your SMSF would be of limited recourse nature it may require you to charge a premium above the ...


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No you cannot do this. Firstly the home loan is in your personal name whilst your SMSF would be a separate entity. The only way to do this would be for your SMSF to lend money to you and you then place those funds into an offset account. However, the problem with this is that Trustees of a SMSF cannot lend money to members of the SMSF or their relatives (...


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If you can travel back in time, and start investing at the start of the period of the back-testing, the strategy with the higher return is better. Past performance is not a good indicator for future performance, since markets change. But it's often the best we have. A single 3 year period is not exactly good back-testing for a solid investment strategy. ...


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SMSFs are generally prohibited from acquiring assets from related parties (whether it is purchased by the SMSF or contributed into the fund). There are some exceptions to the above rule for acquiring related party assets, including: • Listed securities (ie shares, units or bonds listed on an approved stock exchange, such as the ASX) acquired at market value....


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