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102 votes

Does a company have to have your login information to verify your identity?

No. Anyone who asks for your username and password is very likely a scammer. Access to id.me is especially valuable as it would allow the scammer to essentially steal your whole online identity. Make ...
littleadv's user avatar
  • 176k
100 votes

Sales company wants me to add an affiliate account to my personal bank account — are they trying to scam me?

Yes, it's a scam. Google the exact words used in that message and you find the Reddit post [IL] Potential Scam. Advice needed which highlights all the reasons why it's a scam, including: 🚩Email ...
Vicky's user avatar
  • 24k
93 votes

How does a scammer know the first 4 digits of my card number?

The first 4 digits of a card number typically just indicate the issuer and are probably the same as your old card and lots of other cards from the same bank. From Wikipedia: Payment card numbers are ...
GS - Apologise to Monica's user avatar
91 votes

The security team has noticed suspicious trading activity. Insurance fee is 25%

Yes it is a scam. Any money you "invested" on this platform is gone. Edit: Reasons why I believe this is a scam: Insider trading is a crime. A legit platform would involve authorities and. ...
QEDemonstrandum's user avatar
83 votes

The security team has noticed suspicious trading activity. Insurance fee is 25%

It is a scam because of several red flags: They want you to pay more money to get access to your money. They want their fee in crypto. They want a screen capture as proof. They want you to wait many ...
mhoran_psprep's user avatar
81 votes

Asked for a Western Union postal deposit receipt before visiting a rental property: is this a scam?

Your gut is correct, this is a scam. If you provide all the info requested they can change the receiver's name from your relative to themselves and take the money. The Western Union Receiver's Name ...
Hart CO's user avatar
  • 70.5k
72 votes

I am in a sugar daddy scam and he is threatening me because I want out. What do I do?

I'm not an attorney, for proper legal advice and evaluation of your situation and risks you're exposed to you should talk to an attorney. I'm sure there's a legal aid or free public defender legal ...
littleadv's user avatar
  • 176k
71 votes

I am in a sugar daddy scam and he is threatening me because I want out. What do I do?

You have not been in a sugardaddy relationship. You've been a money mule assisting in laundering money. First of all, this means he's a criminal. He won't call the cops on you, because that's ...
vidarlo's user avatar
  • 619
70 votes

How does this scam work where a potential employer emails me the scan of a check to deposit?

The more I think about it the more it looks like a scam. Signs of a scam: They contacted you, you never contacted them. You can start with contacting them via an independently obtained phone number. ...
littleadv's user avatar
  • 176k
57 votes

Is this a fake bank?

First Capital used to be a legitimate bank, but was taken over in 2015 and no longer exists. I expect the domain name has now been allowed to expire, and so has been grabbed by a scammer.
Mike Scott's user avatar
  • 23.5k
53 votes

Do I have rights to money that was intentionally deposited in my bank acct

I'm afraid to say you've been scammed. The "gentleman" may not even be one person, but a team of people operating from a call centre type arrangement. If the account was with a legitimate ...
Vicky's user avatar
  • 24k
51 votes

Getting paid to like Instagram's posts? Scam?

You're right. He also told me of this other similar job where they would deposit a certain amount of money to earn higher amount of return, up to 10k That's the real scam. This is called "money ...
littleadv's user avatar
  • 176k
48 votes
Accepted

I was approached to invest in short-term Blockchain node transactions. Is this scam?

All crypto is (subjectively) a scam, given that there is no external valuation metric, leaving the value purely based on 'future sales' ie: how long the hype train will last. More to the point - ...
Grade 'Eh' Bacon's user avatar
48 votes

Is providing the name of the bank I bank with necessary when creating a check that's sent via email or am I at a risk of being scammed?

Is there reason to be suspicious or am i just being paranoid? Yes, there is. It is a scam. When someone forces you into a specific method of payment that makes no sense to you, has no proof of their ...
littleadv's user avatar
  • 176k
45 votes

Can a roofing company charge me more money for the cost of the roof 2.5 years after they were paid and job completed?

This could be a scam. This could be unrelated to the original project. It could be a continuation of the original series of events. Or at least that is what they want you to think. There is also a ...
mhoran_psprep's user avatar
44 votes

Employer asking to open a business bank account. Is this job a scam or legit?

They want me to be an online manager for the company as they want to open up an office in my state Do you know what that means? Renting an office, hiring employees, dealing with local business ...
littleadv's user avatar
  • 176k
42 votes

I am in a sugar daddy scam and he is threatening me because I want out. What do I do?

You need to either go to your nearest police department or contact the FBI office in the city where you live. Choose whichever is closer or easier to get to. If you are worried about getting the run-...
Ellie Kesselman's user avatar
41 votes

Do inbound gifted monies require a credit unlock?

It wouldn't. This sounds like a scam. Especially since you haven't explained why anyone else's pension would be sending money to you.
keshlam's user avatar
  • 47.6k
38 votes

Somebody sent me a check to deposit into my account, but I now think that it's a scam. will I get in trouble?

The check is most likely fraudulent/forged, and will eventually bounce. The scam is to convince you to convert most of that money to bitcoin to which the scammer then would have access and would ...
littleadv's user avatar
  • 176k
37 votes

Am I being scammed if someone asks for my full name and email address?

There are signs of a scam here, but this is not it. The claimed situation is that a client wants to pay you for the right to use your likeness in a portrait. This strikes me as very unusual, but not ...
Arno's user avatar
  • 2,457
36 votes

Unsolicited e-transfer: Can I send the money back or am I getting scammed?

My main concerns are, what if they are able to successfully dispute the original transaction after I send the money back? That's the scam. They'll keep the money you sent them, and they'll claw back ...
littleadv's user avatar
  • 176k
36 votes

Is this a fake bank?

Any time someone tells you that you need to open an account with a specific bank, it's a scam. (There are cases where a specific broker may not be, but they're unlikely to apply to anyone but a tax-...
keshlam's user avatar
  • 47.6k
36 votes

Sales company wants me to add an affiliate account to my personal bank account — are they trying to scam me?

"Candidate agrees to use his or her personal bank account (or open a new separate bank account) for the project execution to process corporate payments" No legitimate company will ever need ...
keshlam's user avatar
  • 47.6k
32 votes

Asked for a Western Union postal deposit receipt before visiting a rental property: is this a scam?

Because they asked for photographic proof of the Western Union transfer document. That photo will include all the details they need to drain the money. The idea that they have to cross the country to ...
Harper - Reinstate Monica's user avatar
30 votes
Accepted

Unsolicited e-transfer: Can I send the money back or am I getting scammed?

I think the other answers are not fully accurate due to unfamiliarity with the Interac system. After being deposited, Interac transfers will only be reversed in the case that they were sent from a ...
llama's user avatar
  • 414
28 votes

Getting paid to like Instagram's posts? Scam?

It's a scam. When people pay for likes, the rate is very very low. It's like a cent per like or something, often even less. What people do is put up 100s of phones on shelves all facing up, pay a ...
gomennathan's user avatar
26 votes

Dropship scammer hasn't billed yet - what's going on here?

"How does this scam work?" questions are hard to answer objectively. I think there are a few likely outcomes: They will bill you later. Weeks or months later after you forgot about the ...
Freiheit's user avatar
  • 8,742
26 votes

How does this scam work where a potential employer emails me the scan of a check to deposit?

When you deposit a cheque, your bank will likely release the funds to you before it has actually 'cleared'. This means there is a period of time where the bank basically puts it on good faith that the ...
Grade 'Eh' Bacon's user avatar
24 votes

Can I dispute a credit card charge for a hacked Vanilla Visa Gift Card?

There were news stories regarding this type of theft in the Washington DC area, as well as other parts of the country. Yes, complain to the place you bought the card. Yes, complain to police. Yes, ...
mhoran_psprep's user avatar
24 votes

Sales company wants me to add an affiliate account to my personal bank account — are they trying to scam me?

The many red flags have been pointed out in the other answers, the mechanism by which the scam works is likely via finding a way of reversing the deposit of the "Corporate funds" from your ...
Aubreal's user avatar
  • 1,052

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