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Usually your brokerage will store excess cash in a sort of money market account that does generate some nominal (though not real) income. If you are okay with storing some money in the bank, and allowing the connection between broker and bank, that might be a decent option if you combine it with physical cash on hand. I think that solves the issue of crypto (...


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Instead of a bank, look to your local hometown community credit union. Credit unions are member-owned, not-for-profit organizations that exist for their members’ benefit. Proceeds from their services stay in the local community and help the credit union provide better investment rates and lower borrowing rates for their members. In most countries, your ...


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