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1 vote

How to establish your (yearly) savings rate in GnuCash?

You can run the Income Statement report, under Reports > Income & Expense. Then click Options, go to the General tab and select the time period you are interested in. That will give you a ...
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0 votes

Changing Investing Strategy Near Retirement

Should I start moving money into more stable less risky mutual funds when I am nearing retirement like bonds or index funds etc. That is the general idea. As long as you realize that those terms (...
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1 vote

Changing Investing Strategy Near Retirement

If you retire at 65 and plan to use the retirement savings until you're 85 years old, then the average age at which you withdraw your money is 75. You're 40 now so if you save something, you keep it ...
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2 votes

Changing Investing Strategy Near Retirement

There are many variables that cannot all be considered in this type of forum. How much in total do you have saved now? How much are saving now? What standard of living do you expect to have in ...
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1 vote

Best practices for protecting retirement savings?

I have thought about that too, and not found anything better than using 2FA and unique long random string passwords (use a password safe, of course). Don’t set your recovery questions to things that ...
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2 votes

Best practices for protecting retirement savings?

FDIC does not protect against identify theft either - only a theft against the institution itself (e.g. a bank robbery). If you are truly concerned about someone stealing your identity and draining ...
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