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How can I calculate cumulative rate/gains for retirement fund in a spreadsheet throughout a year?

If you look at gains more frequently then annually, then you compound those gains to come up with an equivalent annual rate. The simplest way to do that is to add 1 to each periodic rate and multiply ...
D Stanley's user avatar
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How can I calculate cumulative rate/gains for retirement fund in a spreadsheet throughout a year?

As an unrealistically simple scenario, let's say each quarter I see exactly a 2% gain each quarter. Do I add the four quarters up (2% x 4) and arrive at the healthy 8% return, or do I need 8% each ...
mhoran_psprep's user avatar
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I am 63 with a Heloc at 9%. Should I pull from my 401K to pay off this high interest Heloc

I don't have a simple answer. Taking a loan from the 401k is generally a bad bet since it costs you the tax-advantaged growth of that money. But this close to retirement... I'd say the answer depends ...
keshlam's user avatar
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What is the reasoning behind high income requirements for 457b plan enrollment

Non-governmental 457(b) plans aren't designed for rank-and-file employees, they're designed for highly-compensated employees, management, and executives. The three examples you provided also have 403(...
Stan H's user avatar
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