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17

This tale makes me sad the more I learn of it. I am impressed with your dedication and caring for your ex-wife and particularly your kids; you seem like a good person from your questions. But you are tired and exasperated too. You have every right to be. The problem isn't how this woman can rent a new apartment (which there isn't a good way that won't ...


13

She can find a landlord that doesn't do credit checks. Maybe on Craigslist? She may end up paying more, have a bigger security deposit, etc. She can get someone else (not you) to sit her down and explain to her frankly that she's messing things up for herself and her children by being a poor manager of her finances. As her credit score improves, more ...


7

According to the Virginia Residential Landlord and Tenant Act, section 55-248.35 (Remedy after termination) on page 37 says that if you terminate the contract, the landlord has the right to claim rent and a separate claim for actual damages for breach of the rental agreement. They can claim this until your lease is up or another tenant moves in, whichever ...


6

I saw where you said "I thought of co-signing is if a portion of child/spousal support goes directly to the landlord. I asked the Child Support Services (who deduct money from my paycheck monthly to pay support to my ex) and they told me that they are not authorized to do this." I know going back to court isn't a pleasant thought, but from the looks of ...


6

Slightly abbreviated version of the guidance from NOLO.com California state law limits credit check or application screening fees landlords can charge prospective tenants and specifies what landlords must do when accepting these types of fees. (Cal. Civ. Code § 1950.6.) Here are key provisions: Landlords may charge a maximum screening fee of around $35 ...


5

In the USA: If you have a contract stipulating 20 days notice, then your landlord can pursue you legally, which can damage your credit, assess late fees and fines, etc. I'd examine your contract thoroughly before deciding not to pay. The only caveat on this, as @HartCO pointed out, is if the section of your lease dealing with required notice period violates ...


5

To answer the question: What happens if you simply don't pay your rent is that they take you to court demanding what's owed them, and probably win. You did sign the lease promising you would pay it. WARNING: I am not a lawyer and do not know your local laws and codes and practices. The following is opinion based only on my personal experience and my best ...


5

In Maryland, a landlord must hold your security deposit in an escrow account and pay you interest when returning the deposit. The interest is simple interest; it does not compound. The interest rate that they must pay has changed over the last 43 years. Before October 1, 2004, the rate was 4%. Until January 1, 2015, the rate was 3%. Currently, the rate ...


4

Many colleges have offices that can help students find off campus housing. They will have information about rooms being let by families, and about houses being shared by groups of students. The biggest issue is that many of the best places were filled months ago. With only a month to go before classes start time is tight. You can also look for electronic ...


4

I believe your statement is mostly correct: ...all the expert recommendations are based on an inflexible conventional wisdom that presumes that all renters are relatively resource-poor. When you purchase a $50 electronic item at the store and are offered an extended warranty for $3, most people turn it down, not only because they don't think it's worth ...


4

I don't think you've mentioned which State you're in. Here in Ontario, a person who is financially incapable can have their financial responsibility and authority removed, and assigned to a trustee. The trustee might be a responsible next of kin (as her ex, you would appear unsuitable: that being a potential conflict of interest); otherwise, it can be the ...


3

Here's some ideas: Rent a room (or 2) in someone's house. Typically these people are not adept landlords, and don't run a credit check (I never did). They will decide based on how much they like you and if they think you will make a good house-mate. You can find these listings on Craigslist. Sublet an apartment from someone. They will be happy to get ...


3

Explain the situation to a landlord and offer to prepay a few months of rent in advance as a guarantee. This may or may not work, but being honest and committed may just be the answer.


3

If you break your lease and stop paying rent, you are still liable for any rent until the lease runs out or until someone else moves in, whichever is earlier. If you stop paying rent, then they can choose to sue you for the part you owe them. You are still entitled to your security deposit back, as long as there are no damages to the apartment (the deposit ...


2

The property tax credit has been rolled into the Ontario Trillium Benefit. You can calculate how much you will receive here. http://www.fin.gov.on.ca/en/taxcredits/CalculatorQuestions.asp For example a single person paying $500 / mo rent and earning $20,000 will get $396 for a property tax credit. This will be paid monthly and won't change the amounts ...


2

I suppose it's possible that some insurance companies may require to see a lease, but I've purchased renters insurance from various companies in the past and don't recall ever needing to provide one. If they did require one, you could draft one simply for that purpose, and never show it to the HOA. However, you may not even need renters insurance. Every ...


2

Check your lease, which almost certainly lists a necessary notice period. If you did provide adequate notice, you are unlikely to need to pay the additional month's rent ("unlikely" because I am not a lawyer). If you did not provide adequate notice then you are likely required to pay something (maybe the full month's rent, maybe enough pro-rated rent to ...


1

What are the consequences if I just skip this payment? There is a chance your landlord will pursue you through the courts, giving you months or years of angst. You may end up paying lots of additional costs. You may end up having a hard time getting loans if you have a record of defaulting on payments and court judgements against you.


1

There are services, usually associated with real estate agents, that provide apartment search services for relocating professionals. I was very underimpressed when I was offered the use of such a service and did better on my own, but I did have the company paying for a hotel room while I searched so I had time to investigate alternative channels -- and in ...


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