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5

I want to start of my credit on a good note. Then don't play the "wait as long as possible" game. Keep it simple and pay it off at the end of the calendar month, no matter when you purchased things. Regularly log into the card's website to monitor your spending, and keep track of it in a spreadsheet. (I say this as someone who was deep in credit card ...


5

You should be receiving monthly statements for your credit card, either in paper form or electronically via your online banking system. Each statement will have a list of transaction processed in the billing cycle it covers, the total amount you owe, and the payment due date. You can use this information to determine how much you must pay and by when. Note ...


22

There is a delay between the billing cycle and when the payment is due, it can vary, but it means you don't pay for any purchases for at least the length of the delay. In cases where you purchase at the beginning of the billing cycle, that's at least a month before you pay, but even in cases where you make purchases at the very last day of your billing cycle ...


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