59
votes
"Don't invest now because the market is high"
If mean-reversion does exist, am I correct to say that timing the market is likely to reap great rewards?
Sure!!!
Just one problem: you can't time the market.
why do so many people think it's a ...
- 50.8k
35
votes
"Don't invest now because the market is high"
The common expression in retort would be "Time in the market beats timing the market."
Meaning: On average, the stock market rises [because on average, the global economy is expanding as outputs ...
- 43k
28
votes
Building a source of passive income: How can I start?
The advantage of passive income, and the reason people urge you to get some, is that it is unlimited. Unlike working for an hourly wage, or a yearly salary, with passive income you don't have a cap on ...
- 13.4k
16
votes
Accepted
"Don't invest now because the market is high"
If mean-reversion does not exist:
It does not.
Why were the returns for the 10 years following the 2008 recession unusually high?
Because after the market finishes going down, it goes up. That's ...
- 10.4k
12
votes
What's a good option for passive income for a college student?
There's no such thing as true "passive income." You are being paid the risk free rate to delay consumption (i.e., the super low rate you are getting on savings accounts and CDs) and a higher rate to ...
- 15.1k
12
votes
Building a source of passive income: How can I start?
The easiest way is to buy stocks that pay a dividend. If you want to focus on real estate try a REIT ETF. You can get started with a small amount of money and build your investment and income stream ...
- 53.5k
11
votes
"Don't invest now because the market is high"
No one can predict when the market will correct or how far it will drop but you can certainly react to that if you are not fear based or uninformed. This assumes that it's not a one day event like ...
- 77k
10
votes
Sell a domain name with equity contracts?
Is it an unattractive offer many buyers would shy away from?
Buyer who have specific plan may skip getting into such deals as this would be an hindrance to resell the business. Others who are not ...
- 57.2k
9
votes
Accepted
Is there a way to create small but numerous passive incomes?
Yes, there is a way. It´s called investing where you buy stocks, bonds, funds, etc. in the right portion of a company, rental objects, raw materials etc. for your budget and risk appetite.
Be warned ...
- 5,326
8
votes
Are those "auto-pilot" programs a scam or waste of time?
These have been around for decades. In the 80's and 90's they had you setup small ads in local newspapers and you would sell a brochure tells people how to make money, or solve some other problem. The ...
- 145k
8
votes
Building a source of passive income: How can I start?
Some sources of passive income are:
Owning a part of a company which generates profit (which hopefully will keep generating profit and not go bankrupt)
Owning something you can rent to someone (which ...
- 24.1k
8
votes
Real Estate vs Stablecoin Yield
USDC is - like any crypto investment - based on the fact that crypto is a thing. You might not believe so, but that could end any day, and five years from now crypto might be a funny story from ...
- 38k
7
votes
Are REIT worth it and is it a good option to generate passive income for a while?
One way is to think of a REIT as a fully managed portfolio of real estate investments. Risks and returns are averaged across the real estate portfolio and managed by experts, possibly industry leading ...
- 701
7
votes
Can one generate 'self-employed income' with a friend, to be able to contribute to IRA?
I'm not a lawyer or CPA or anything so I won't say it's totally legal. But here are some problems.
First, it's unclear from your description (especially the "mowing each other's lawn") idea whether ...
- 24k
7
votes
Is buying stocks to retire, instead of buying several houses, equally feasible?
For most people a properly diversified stock market investment is actually better than buying 4 houses:
you can start investing with small amounts of money every month
a house is a huge clump ...
- 7,462
7
votes
Accepted
Fidelity funds vs S&P 500 (Is fidelity just "bad" at managing money?)
I thought it would be good to diversify with a couple of funds.
By diversifying you made it so that on average you will under-perform the best of the options you picked, it also made it so you would ...
- 145k
6
votes
Are those "auto-pilot" programs a scam or waste of time?
Genuine (nearly) passive income can be had from some kinds of investing. Index funds are an example of a mostly self-managing investment. Of course investment involves some risk (the income is ...
- 51.5k
5
votes
Is there a way to create small but numerous passive incomes?
Since you're using small scale in your example, let's consider what I'd call a micro passive product.
I often find small pockets of time where I can't go anywhere or do anything per se. I have young ...
- 1,217
5
votes
Live off of bonds as passive income?
I'm assuming you are buying bond mutual funds or bond etfs here, not the actual bonds directly.
There are a significant variety of different types of bond funds, reflecting the sort of bonds they ...
- 14.1k
5
votes
Real Estate vs Stablecoin Yield
What is the point of a stablecoin?
What is the point of a thing that's not a dollar that's worth a dollar? Apart from getting money to a crypto exchange, there is literally no practical legal purpose ...
- 49.1k
4
votes
Passive income using a vanguard index fund?
The short answer to your question is yes. Index funds are about the easiest and most efficient diversified way to invest your money. Vanguard's are among the cheapest and best.
Be aware, though, ...
- 15.1k
4
votes
Accepted
What's a good option for passive income for a college student?
As mentioned in the other answer, you can't invest all of your money in one slightly risky place, and to receive a significant return on your investment, you must take on a reasonable amount of risk, ...
- 2,755
4
votes
Passive income for International student
I'm not sure how it relates to a F1-Visa. Nestor Ledon say's there aren't any restrictions, so I'm going to agree with him there.
There are a lot of different ways to make passive income. A quick ...
- 558
4
votes
Sell a domain name with equity contracts?
Keep in mind, if the name is trademarked, you might have it taken away from you. If it's generic, there's a good chance the potential buyer would just move on and set up another domain name. Consider ...
4
votes
Building passive income streams: Rentals vs. stocks vs.?
You have a lot of options and congratulations on setting yourself up for financial prosperity!
If I was in your shoes, I would definitely maneuver the $200k out of low yield savings account (1% is ...
- 57
4
votes
Accepted
How do I pick the right company for investing services?
Traditional brokers
There are tons of players in this market, especially in USA. You have traditional brokers, brokers tied to your bank and a bunch of startups. The easiest is probably a broker tied ...
- 1,256
4
votes
How to find reliable trusted profitable passive income residing in Eastern Europe?
The premise of your question is "I would like to stop working". This is difficult for almost anyone to do at age 31. Your savings (net worth) covering 6 months of expenses is a good "emergency fund" ...
- 30.3k
4
votes
How much would a trading robot which doubles money in a period of time sell for?
About the same amount you'd get for a perpetuum mobile - a machine that continuously runs without external energy. Because it is equally impossible.
The calculable value is infinite, as it can ...
- 38k
4
votes
Fidelity funds vs S&P 500 (Is fidelity just "bad" at managing money?)
You're looking at the wrong numbers.
To judge whether an asset manager is good at managing money or assets, you need to compare the funds' returns to their specific benchmarks.
For example, FZILX's ...
- 2,197
3
votes
How much would a trading robot which doubles money in a period of time sell for?
Your biggest problem will be proof that it can double my money each period of time without fail, and that it has been doing so for a long time. That proof would have to be independently collected, ...
- 145k
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