31

If you're just planning to buy-and-hold, it is worth considering whether the value of the time you spend on searching for a cheap brokerage will not dwarf the savings. Around here (Denmark) banks don't generally seem to charge fees merely for holding stock for you. They charge a commission for each trade, some fractional percentage of the value which could ...


16

Besides the things you mentioned, there are a couple of other things that can cause your credit score to go down: Credit utilization could have gone down. As JTP reported in this legendary answer, having a credit utilization of zero can be seen as worse on the credit score than having a small but non-zero utilization percentage. It is possible that last ...


12

There are two types of inquiries: the hard pull, indicating a new account has been applied for, and the soft pull, which is either a consumer reviewing his own info or a bank running scans to find potential new customers. The soft pulls do not affect your FICO score.


9

(All slightly guessing: this is how things are in one or two European countries I know, and chances are your European country works similarly - but things do differ between countries - so please double check how it is actually for you) I'd suggest to start with a broker that operates in your country. Once you know how things work locally, you can explore ...


9

Banks that offer brokerage services tend to charge high commissions and some charge additional account maintenance fees. Therefore, it's possible that your bank may not be the best choice. Best broker depends on what your needs are. If all you want is the ability to buy and sell stocks occasionally, I'd suggest that you look for a reputable broker in a ...


9

What you want is a simple discount brokerage. Brand names here in the US include ETrade, Vanguard, Fidelity, Charles Schwab, and others. Some of them do business in Europe (though Fidelity US split from Fidelity Europe), and there will likely be comparable companies in Europe which do this. Features are generally Buy any major stock, mutual fund, ETF, ...


7

I'm going to go with "ridiculous notion." :) The vast majority of businesses are legitimate, run by honest people trying to earn a living for themselves and their employees. These days, almost all of them accept credit cards. Crooked businesses are a very small minority. When a bad business over charges you, you dispute the charge, and you get your ...


6

If my understanding is correct, how can I practically buy government bonds that behave such as described in the first paragraph? You seem to be essentially asking how to buy them directly from the issuer. You said assume you live in Germany but didn’t say you did so this may not apply. In the US there is a program called Treasury Direct where one can sign ...


5

I can only answer from a US perspective, and you need to check if it is different in your country. You can find a traditional brokerage firm and develop a relationship with a broker in the firm, or you can go to an on-line brokerage firm. Two examples of the latter are e-Trade or Ameritrade, but there are others. You should do a bit of research before ...


5

The website is running a series of WebAssembly process. As a computer program, it can do anything. e.g. cryptocurrency mining Use the computer as a proxy to conduct some "profitable task" Use the computer to generate traffics to conduct click fraud Turn the computer into a malware botnet, conduct illegal DDoS against some victim doing some other "...


4

I have also tried Mvelopes in the past, and my experiences match yours. I currently use the desktop version of YNAB:You Need a Budget (YNAB 4), and I like it much better. Where we failed after a while with Mvelopes, we are succeeding with YNAB, and have been now for the last 3.5 years. I don't want this to sound like a commercial for YNAB (I will give ...


4

REIT's are a different beast than your normal corporate stock (such as $AAPL). Here is a good article to get you started. From there you can do some more research into what you think you will need to truly evaluate an REIT. How To Assess A Real Estate Investment Trust (REIT) Excerpt: When evaluating REITs, you will get a clearer picture by looking at ...


3

I have invested in stocks since 1997. I have never used a broker or advisor. My father in law, a doctor, taught me how to pick stocks. I started with $15,000 in 1998 and now have hundreds of thousands in stocks. Before you invest, read Peter Lynch and Jesse Livermore. Don't risk a dollar / euro until you hear it straight from stock traders that made a ...


3

I believe the site you are referring to is http://www.metalprices.com/ It contains prices and charts for all metals and metal indexes.


3

You need to consult a lawyer in your area. Generally speaking though, if you breach the T&C, they don't have to follow them either, which means that whatever they were responsible for in those terms and conditions, they're no longer responsible. So if you get hacked, and they can prove you breached T&C by sharing your credentials, they are ...


3

I don't think there is a law against it. For example comdirect offers multi banking so you can access your accounts from other banks through the comdirect website. My guess would be: Germans are very conservative when it comes to their money (preferring cash above cards, using "safe" low interest saving accounts instead of stocks) so there just might be no ...


3

In some stores that is done. When I shop at the Apple store or at the Farmers market the receipt is automatically sent to my email address. Why don't others do it? If the target of the itemized receipt is a credit card company they would be sending data that they spent collecting to another corporation. The grocery store is collecting your data so they can ...


3

The other answers provide good descriptions of what may be happening with this particular scam. However, I wanted to add an additional answer to specifically address an incorrect (and dangerous) assumption you've made. In your question, you asked, Is it safe to trust once after receiving a payment? or Do you have any ideas on any problems that might arise ...


2

Spreadsheets need not be static, they can pull data from the web. This article describes the method you seek.


2

I can only answer some of them, and not being specifically familiar with that trading screen there's some educated guesswork here. But a fair number of these are common enough terms. Bid Prc The current best bid price available from traders looking to buy the security. This would be the price you'd get if you sold your shares. Bid Qty How many shares they'...


2

Not sure what all this secrecy about resident countries is about, so I will just answer the question for Germany on the off-chance that this applies to the OP. I have a broker account with an online bank (DKB) with which I also have my normal debit account. This makes buying stocks extremely easy: You just select the stock you want to buy, select some ...


2

I did not find an online way to get the address of a BoC ATM from an ATM ID but I can tell you what I tried unsuccessfully and successfully to get the address: Going to a Bank of China branch At least in Guangzhou, this is painfully slow. A security guard must swipe a card in the machine that emits a slip with a number. There are a small number of tell ...


2

No there probably aren’t websites like that. Because of the serious long term financial and legal consequences of bankruptcy and the great difficulty of succeeding with filing bankruptcy by yourself(paraphrasing from the instructions), you should hire an attorney to help. It is highly unlikely a website would be willing to take on the legal risk of the ...


2

Bond prices vary based on interest rates, and how much time is left until the next payment. Risk of government default could be part of the equation, but also supply and demand. If you buy a 30 year bond at issue and hold it until maturity, the daily fluctuations will not matter, but typically bonds are valued based on how many days until the next coupon ...


2

You won't be making much money with it. High performance computing is today happening on NVIDIA graphics processing units (GPUs) programmed with NVIDIA CUDA, not on central processing units (CPUs). For scientific computing, double precision is a necessity, and consumer GPUs, even if NVIDIA, do not have enough double-precision units in them to have an ...


2

There are many DRIP calculators on the web that will achieve everything what you mentioned. Here's one that I often use: https://www.dividendchannel.com/drip-returns-calculator/ Here is a Portfolio Asset Allocation backtest tool, courtesy of Chris Rea: https://www.portfoliovisualizer.com/backtest-portfolio


1

You need to select the option 'I'll enter one sale at a time' for the button to appear. The button is not available if you select the option to enter a summary for each sale category.


1

Yes, it's a scam. Run a business, and you'll know that it takes work to generate revenue. It doesn't sound credible that any legitimate business owner would run their revenue through individuals who are strangers to them, and then pay them 5% of gross takings for the privilege. Besides, if the stranger didn't report the revenue, would the business consider ...


1

Period refers to the number of data points that you are looking at. If it is daily data then a period of 10 covers ten days. If it is one minute bars then a period of 10 covers 10 one minute bars. For this discussion, assume that it's daily data. ROC is short for Rate of Change. It can be the ROC in percent or the ROC in points. Unless specified, it ...


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