54

Use an intermediary. Rather than your client meeting with that forum person, he could meet with an intermediary that will then provide that payment to the forum persona he is contracting. This intermediary could be a friend of yours, yourself posing as a friend, a lawyer, etc.


35

I am not familiar with Russia's postal service, but might you go low-tech and simply have the client physically mail you currency? Again, ignorance of Russian services available, but in the US you can rent a postal box for a relatively low sum and have mail delivered to that address without giving up any of your person details to the client, other than the ...


35

Use an escrow service An escrow service is a third party that holds the payment from the buyer while the transaction is in progress. Once the buyer and seller agree that the obligations have been fulfilled, the escrow service releases the funds to the seller. There are online escrow services that specialize in handling online transactions. I have not used ...


20

Depending on the amount, he could use money orders (for example Western Union), Amazon gift cards (or similar) and DM/email you the codes, or mail you prepaid Visa/Amex credit cards.


11

If refillable payment cards are commonly used in your region, you could purchase a card and send him whatever information he would need to refill it, usually a QR code or a number. In some countries these can be refilled at convenience stores. You would then use it like a credit card, or transfer the balance to another account. Before doing this, be sure you ...


7

In the United States to be considered a savings account the number of monthly transaction is supposed to be 6 or fewer. This is covered in Federal Regulation D. allow no more than six transfers or withdrawals per calendar month or statement cycle of at least four weeks for the purpose of transferring funds to another of the depositor’s accounts at the ...


4

Based on the card number: The card number prefix identifies the issuer of the card, and the digits that follow are used by the issuing entity to identify the cardholder as a customer and which is then associated by the issuing entity with the customer's designated bank accounts. In the case of stored-value type cards, the association with a particular ...


4

At least in the UK most buisiness to buisness transactions are done on credit with the supplier, that is the supplier supplies the goods first and then is paid some time later (30 days is common). I think things are similar over in the US but I'm not sure. In terms of paperwork the flow is generally. The customer sends a purchase order requesting to ...


4

You were scammed. Your 5000$ are gone, and the payment into your bank account will be revoked or otherwise become invalid. Contact the police and your bank, and learn from it.


4

Route the money through a trusted third party. Just ask the client to transfer the money to an account owned by a close friend or relative of yours (anyone you can trust not to run away with the money). That should be untraceable enough for the general public, unless you're such a VIP that all your friends and family members are also publicly known. It won'...


4

An intermediary PayPal account might work. To withdraw money from PayPal you need to link the PayPal account to your bank account, but it should be possible in theory to create an additional PayPal account, give that account to your customer, then you transfer between PayPal accounts and withdraw from "your" PayPal account. Important disclaimer: PayPal was ...


3

If you both are in the same city, you can meet him in a public place and be paid in cash there. This helps him trust that some of what you are saying is true, and you never need to reveal your name. You could even "sign a contract" with your forum name, if that means anything. He'll need to agree to "no pictures" and follow through on that, other wise you ...


3

About the only drawback is that you can't choose where the money goes. My son in law has only one bank account; he has auto deposit on. My daughter has several: one with the bank that holds their mortgage, one with another bank that is her general purpose operating account, and of course a savings account. She might want to deposit an e-transfer into any one ...


2

Perhaps the client can go to a branch of your bank and deposit cash using your account number without needing your name. I don't know about Russia, but in general banks are happy to take a deposit from anyone to any account. You'd want to check and make sure this doesn't result in the client getting, e.g., a receipt showing your name.


2

Well a friend offered to buy that ticket for me and I'll transfer the money back to him. But I also got a reply from ANZ bank. It appears the answer is generally "NO", but also "maybe yes if you ask each time you need to do so". Here's the main parts of their reply: Regretfully your new request is not possible because it defeats the purpose of ...


2

You can clarify with the customer, but yes, a purchase order typically leads to being paid by check or bank transfer when the invoice is processed by the customer's "accounts payable" department. It's a method used by an institution to ensure it has a record of who spent its money on what and why, and that the product or service ordered was received.


2

I think one of the easiest things that you could do (and I've done this myself in Latin America very successfully with much fewer headaches than Western Union, Paypal (that normally freezes $ for 21 days with int'l transactions), etc) is to simply arrange the purchase of BTC on localbitcoins.com for the amount needed and using the payment method that is most ...


2

Other answers involving intermediaries are implying that the OP should trust the intermediary. This, however, is not strictly necessary. The intermediary could receive hard currency from the buyer (how, is up to them), and then pay you in BTC. This way, you would stay fully pseudonymous.


2

Can you add an "authorized user" to your credit card? This may vary by country and card issuer, but in my experience you can direct your credit card company to issue a card to any name you want. By default with my bank I am still responsible for all charges that user makes, and they don't really care who the person I add is and since I'm still responsible ...


2

This isn't a type of payment per se, but rather something up to the bank/etc. behind the account. Credit cards can permit small purchases over their limit, banks can permit overdrafts with ACH or checks; it's not a matter of the form of payment (though only some forms of payment can - obviously a cashier's check wouldn't have this functionality - but it's ...


1

No. If you make a payment online you're done. The only other form you'd use for an estimated tax payment is the Form 1040-ES payment voucher, and they say: File only if you are making a payment of estimated tax by check or money order.


1

TLDR: As you probably know what your earnings/taxes are for the two tax quarters, I would apply two quarters worth of taxes to the earliest period. Nothing wrong with one for each quarter. As long as the IRS gets the payments they are due, that is what matters. My rational is that any excess estimated payment become equivalent to rolling over any excess ...


1

Similar things have happened to me when using a debit card (in my case Maestro) where people typically use credit cards. It's also common if you come from a country where debit card are dominant (e.g. Netherlands or Germany) and you travel to a place were nearly all bank accounts come with a credit card (e.g. France). The reason this is happening is that ...


1

Kate's answer is good, but there is one other scenario where this may be disadvantageous. You may or may not want to actually accept the Interac e-transfer... Perhaps someone has sent you too much money (say a friend) or someone has not sent you enough money (perhaps relating to a business transaction). Automatically accepting the money may commit you, to ...


1

I know it's a very old question, but there are some new services which are providing single use cards which will be very helpful in such cases. They are single use only and you can also associate a transcation limit to them. Some of the examples are: Revolut Privacy.com


1

Bait-and-switch is annoying and usually illegal. However, if I'm reading your question correctly, you haven't lost any money, so you don't have any damages. If all you are trying to do is report them for an advertising violation, you could report a complaint with California's Attorney General. Don't expect to get a reward for bringing this to their ...


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