However, the guy said he was owed money from PayPal (a large check that was on hold) so he didn't want to use PayPal.
PayPal owns Venmo.
He convinced me that I could just file a chargeback with my credit or debit card on Venmo or Cash App...
"It is not possible to cancel a payment to ...
Drove is an eCommerce platform, not a crowdfunding platform. They provide payment processing services for all kinds of customers. They are just the middle-man, not the organization actually asking for and receiving the donations.
So the question is not whether Drove is a scam, it's whether the organization placing those ads is a scam. Your question does not ...
Absolutely, positively, without any doubt, this is a scam. You cannot get a refund for Venmo purchases. For real: Venmo is ONLY (absolutely only) useful for sending money to people you know. You cannot use it for general "buying stuff", because there is no buyer protection.
The assumption that you should make with any sort of ad like this is that it is a scam.
Because if you want to donate money to children in need there are numerous charities that offer a high return on your money.
Why is this one bad?
In general a "good" charity will post lots of information about how they spend your money or have links to ...
This is 200% a scam
The smoking gun is the same detail as in my answer to this question - the unnecessary convincer.
I'm going to cut and paste from that answer, and I think you'll see the relevance.
"The corporate site shows other people use friendly persons login and have also bought desktop computers using his discount."
That one point, to me, ...
Any such deal that doesn’t involve cash payments is a scam. Zero exceptions. There is absolutely no way a genuine sugar daddy would need you to create an account. And I don’t know what you think a sugar daddy wants you for, but it involves meeting you and exchanging services for cash.
The Bank of America category is actually "online shopping", which is a little less broad than "online purchases" in my experience. The details are listed here. In general I have found this category to be quite inclusive; pretty much anything that could be called online shopping has ended up getting the bonus. However, the website above ...
My full name on bank, my last four digit account number and they also know my phone number that link to my bank account. So, Will they able to hacked my account through this information.
Maybe. It's hard to say how secure your bank is, but this is the sort of information that might be enough to take over your bank account, depending on the bank. I wouldn't ...
Legally, you can refuse
According to the Cheque and Credit Clearing Company:
Cheques are not legal tender and never have been. Even today, if you owe someone money they are not obliged to accept a cheque. A creditor is entitled to be paid in legal tender and can refuse payment in any other form.
So legally, you are not obligated to accept the cheque, and ...
RyanAir are proud of spending as little as possible looking after their customers. You can try asking for a refund by another means, but your chances are poor. I'd count yourself lucky you've been able to get a cash refund at all.
You could also ask Revolut why they won't let you pay cheques in, but your chance of success is also poor there.
Instead get a ...
Big company web sites should be safe from hacking, but you never know. Getting a refund from Amazon might be tricky, though.
My kids use debit cards all the time for online purchases, but I'd rather use a credit card because the money is still in my control until I actually choose to make the payment. Thus, if there's a problem, I just don't pay that ...
I'm pretty sure ads seen on Youtube and Facebook are fraudulent
Let's start from ads.
Youtube channels they use:
Lots of the ads you see are created by this company:
My personal experience has been very low in encountering 3D secure when making online purchases. I can't say that I've seen any sort of increase over the last 10 years. I think the same concept from the linked 2016 question of "consumers don't want to be annoyed" continues to persist.
According to statistics on ravelin.com, the national average 3D ...
You have to talk to the charity or choose a different charity.
Look at the charities that are involved with The Giving Block which is an organization that helps charities modernize specifically to help to accept cryptocurrency and digital assets. At a future time there may be different kinds of lists, but a list is not necessary.
Other charities that don't ...
In my experience, a payment often processes and is credited to the credit card account sooner when I make it via ACH transfer (the usual way when paying through the credit card site) signed in to my credit card online account. If credited more quickly, it's usually by a day, occasionally two days. (By the way, I've never had a credit card company fail to ...
"Hacking" these days means either:
They guessed your password or tricked you into telling them
They tricked the bank into thinking the hacker was you (e.g. "forgot password)
They got into the bank's database and stole a large number of account info, and yours happened to be one of them
They can do these anyway, and knowing your full name or ...
I'm not going to claim that there aren't places in the world where this information may be sufficient.
However, here in the SEPA area (≈ Euro zone), all this information including the full account number (which actually includes bank and branch as well) are usually handed out on pretty much every business letter.
Full account number incl. bank and branch is ...
In the case of a check, and I am assuming that it's drawn on a US bank, you will want to hold off on shipping until you are sure the check has cleared.
Since you are in PR it will depend on your bank there. If they are a branch of a US bank it shouldn't take more than a few days. Otherwise, if it's a local PR bank it make take up to 2 weeks.
So how you ...
Whether or not it is safe to use your debit card for online shopping depends on what website you are using.
AT&T is currently a reputable company. If you pay your cellphone bill using the AT&T website, that will probably be fine.
In addition to AT&T, the following businesses will not steal your money if you make a payment over the internet and ...
Only direct communication with the credit card provider can answer this for sure. Get it in writing or record the call if you're serious.
How they work:
Nearly all rewards cards decide to honor our not honor a reward based on MCC code numbers (Merchant Category Codes). Every credit card "terminal" is assigned a code between 0000 and 9999 (from a ...
The most strange aspect in the whole story, the real Rachashei Lev organization (https://www.facebook.com/rachasheilev/) , is located in Israel, but the campaign version of Rachashei Lev (https://www.facebook.com/rachasheilevisrael/) is located in the USA.
That appears very strange indeed!
wire is your only option of those three:
for USA->UK wire transfer costs $20-$50 and takes a few days. it's a huge PITA getting all the data correct for a wire transfer, take extreme care.†
ACH is ONLY for within the USA so irrelevant to you. (it is free and takes a day or so, but has no connection to USA->UK)
"IAT" or "Global ACH&...