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57 votes

Is this a fake bank?

First Capital used to be a legitimate bank, but was taken over in 2015 and no longer exists. I expect the domain name has now been allowed to expire, and so has been grabbed by a scammer.
Mike Scott's user avatar
  • 23.5k
53 votes

Do I have rights to money that was intentionally deposited in my bank acct

I'm afraid to say you've been scammed. The "gentleman" may not even be one person, but a team of people operating from a call centre type arrangement. If the account was with a legitimate ...
Vicky's user avatar
  • 24k
51 votes

Getting paid to like Instagram's posts? Scam?

You're right. He also told me of this other similar job where they would deposit a certain amount of money to earn higher amount of return, up to 10k That's the real scam. This is called "money ...
littleadv's user avatar
  • 177k
36 votes

Is this a fake bank?

Any time someone tells you that you need to open an account with a specific bank, it's a scam. (There are cases where a specific broker may not be, but they're unlikely to apply to anyone but a tax-...
keshlam's user avatar
  • 48.1k
28 votes

Getting paid to like Instagram's posts? Scam?

It's a scam. When people pay for likes, the rate is very very low. It's like a cent per like or something, often even less. What people do is put up 100s of phones on shelves all facing up, pay a ...
gomennathan's user avatar
18 votes

Do I have rights to money that was intentionally deposited in my bank acct

Do I have rights to that money because it was in my account in my name? You are asking the wrong question. If the account was real, and you helped move money into and out of the account, then the ...
mhoran_psprep's user avatar
12 votes

Do US banks cover the loss of money in checking accounts due to identity theft or hacking through the FDIC or some other ways?

In these cases, do US banks cover the loss of money for the customers' checking accounts ? Generally, yes. For electronic fraud, the Electronic Fund Transfer Act provides a $0-50 customer liability ...
user71659's user avatar
  • 3,644
10 votes

Do I have rights to money that was intentionally deposited in my bank acct

Don't be sure "nothing has been taken from you." Odds are that the check they wrote will not clear, but yours will, and you have just lost however much your check was for. Or the incoming ...
keshlam's user avatar
  • 48.1k
9 votes

Do US banks cover the loss of money in checking accounts due to identity theft or hacking through the FDIC or some other ways?

While the other answer covers what I would call "traditional" theft, there is another kind of fraud not covered by the law at present. This revolves around the "instant transfer" ...
Machavity's user avatar
  • 2,344
7 votes

Age Rest Bank IMF code

There's no such thing as "International Monetary Fund Code". This is a scam. Googling the "Age Rest Bank", there's probably no such bank either. The website looks like a typical ...
littleadv's user avatar
  • 177k
7 votes

Getting paid to like Instagram's posts? Scam?

Definitly a scam. As gomennathan says, the rate for that "work" is very low. "passive income" aways a scam. How to avoid the most common scams in this situation: Never send them ...
Lichtbringer's user avatar
7 votes

LMS Code for making international transfer

This is clearly a scam. Please be aware that anyone can set up a web site claiming to be a bank. This web site is clearly bogus: Googling "United Falcon" reveals several non-banking ...
Charles E. Grant's user avatar
5 votes

Is it safe to give this info out if I didn't receive an ACH transfer to my account

No, it is not safe. If they're legitimate they would already have all that information.
littleadv's user avatar
  • 177k
2 votes

Is this eRupee email from my bank a scam?

Whoever sent this doesn’t even know your name. See how it says “Dear Customer” and not “Dear Agnishom” or “Dear Mr. Chattopadhyay”? The story that you have been selected is pure nonsense. But there is ...
gnasher729's user avatar
  • 23.3k
2 votes

Is this eRupee email from my bank a scam?

I'd say it's a scam. It seems very suspicious, especially sending a message as a pure image. Is the image itself a clickable link? If so, if you hover over it, does the URL point back to a legitimate ...
komodosp's user avatar
  • 171
2 votes
Accepted

Why is there a need of thirdparty gateway while transferring money from one bank to another?

There are 25000 banks in the world. Banks to do not want to establish 25000 connections to each of the other banks. without payment networks, you would have situations where most banks would tell you “...
jcaron's user avatar
  • 3,952
2 votes

Why is there a need of thirdparty gateway while transferring money from one bank to another?

Do you know how many banks there are? For direct transfers, each and every bank would have to link with every other bank. That’s a LOT of interconnections. (The math racks up some pretty huge ...
RonJohn's user avatar
  • 50.7k
2 votes

HB Silver ebank online

If someone else sets up an account for you, you can pretty darned safely assume it's a scam. A legitimate bank would want you to set up your own account. Lookup suggests hbsilver.com is managed ...
keshlam's user avatar
  • 48.1k
1 vote

Is it safe to give this info out if I didn't receive an ACH transfer to my account

If you are sure that you are really talking to the same company that was supposed to send you the money, they already know your name and account number. You must have given them this information for ...
Jay's user avatar
  • 22.8k
1 vote

Do I have rights to money that was intentionally deposited in my bank acct

My guess would be: Probably transferring money from scam, hack or fraud victims to a safe harbor inaccessible to claims from the jurisdiction you reside in (so it is potentially/probably not "...
Sascha's user avatar
  • 111

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