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87 votes
Accepted

Buying from an aggressive salesperson

In my experience when a salesperson says a particular deal is only good if you purchase right now, 100% of the time it is not true. Of course I can't guarantee that is universally the case, but if you ...
TTT's user avatar
  • 47.2k
62 votes

Buying from an aggressive salesperson

There are few main reasons I can think of that the salesperson would do this: Time kills all deals is a cliche in sales. Once you leave the sale is much less likely. The owner is cash poor at the ...
JimmyJames's user avatar
  • 3,878
53 votes

Why is the car dealer insisting on a loan instead of cash?

The dealer makes money on the loan. The amount depends on the relationship between the dealer and the finance company. Basically, you getting a loan increases the dealer's commission and so you can ...
Rocky's user avatar
  • 24.1k
52 votes

How much of a discount should I seek when prepaying a whole year's rent?

What discount they'd agree to (if any) will depend on a lot of factors. From my discussions with other landlords and reading on landlord discussion boards, many don't want to deal with prepayment. ...
Hart CO's user avatar
  • 70.5k
27 votes
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How much can I negotiate asking price on London rentals?

In the UK, you should usually expect to pay the listed rental price - and most people, in my experience, do - but you can sometimes negotiate a lower price. The degree to which it is possible to do so ...
Jack Aidley's user avatar
26 votes

How to negotiate rent renewal when house prices are decreasing?

House prices and rents aren't always highly correlated - if rental demand is high then rents and home prices can actually go in opposite directions (but may eventually reach an equilibrium). So what ...
D Stanley's user avatar
  • 137k
18 votes
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Do I need to get it in writing when paying off collections accounts?

The suggestion for obtaining a letter before payment is when you negotiate to pay a lower amount than what you owe. For example, the lender is currently claiming that you owe $1972. Let's say that ...
Ben Miller's user avatar
  • 116k
17 votes

Buying from an aggressive salesperson

This is way too long for a comment, so I am posting this as an answer. My bet is that you're buying a new piano. It is the only instrument that makes sense. The rest of this answer are going to ...
kevin's user avatar
  • 899
14 votes

How can I win at haggling when buying a significant household item?

Unfortunately this all sounds very normal, both for retail in general and the mattress industry in particular. As to why the sales person doesn’t want to give you a discounted price over the phone and ...
Kendall Lister's user avatar
13 votes
Accepted

Strategy to Negotiate a House Purchase in an Uncertain Economy

In my view, there's no good reason not to make an offer now at the price you want. If you're coming in low it's best if you can add strength to your offer in other ways. For example you could offer a ...
Hart CO's user avatar
  • 70.5k
12 votes
Accepted

Why is the car dealer insisting on a loan instead of cash?

It is a zero-sum game between you, the dealer, and the bank, so the key question is: if you take this loan and pay it after a month, who will be the loser in the end, as compared to the scenario in ...
Mitsuko's user avatar
  • 268
12 votes

How to negotiate rent renewal when house prices are decreasing?

As D Stanley pointed out, rent and real estate prices are not always correlated. The Brexit vote was a clear example of that with property prices stagnating right after, but rent still increasing in ...
Ordous's user avatar
  • 221
12 votes
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Should I tell my landlord that I am considering not renewing?

At some point, you have to discuss renewal with your landlord. Saying nothing about the rate increase and moving out does no good for you, you miss out on a chance to negotiate a better rate and also ...
Hart CO's user avatar
  • 70.5k
11 votes

Buying from an aggressive salesperson

I often spend weeks or months (and sometimes even years) deciding whether to buy something. Certainly the dealer should recognize you by now if you take a third opportunity to look at the same ...
NL - Apologize to Monica's user avatar
11 votes

Why is the car dealer insisting on a loan instead of cash?

It's important to note that there can be lots of variations in a given, specific scenario. Dealers may behave differently on different deals over time, and there may be specific reasons behind that ...
dwizum's user avatar
  • 17k
11 votes

How much of a discount should I seek when prepaying a whole year's rent?

Your statement the landlord's risk is reduced. Is actually not correct, from the landlords perspective. Unless you have a clear intent to move out at the end of that year, and maybe not even then....
James Jenkins's user avatar
10 votes

Can I negotiate job salary after mentioning my desired range over phone with recruiter?

The direct answer to your specific question Can I negotiate salary after mentioning a desired range Is certainly yes - no problem. Sure, the language you would use is this: "Now that we know ...
Fattie's user avatar
  • 13.8k
10 votes
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Why does a real estate seller get to know the financing arrangements of the buyer?

The buyer discloses the financing arrangements to the seller because it makes his offer more attractive. When a seller receives and accepts an offer, the deal does not usually close until 30 to 60 ...
Ben Miller's user avatar
  • 116k
9 votes

Is 50K Salary Jump Worth No 401K Benefit

Yes, the salary jump is clearly worth it. Although you will pay more taxes, the $45k salary increase is a much larger amount than the previous 401k match. I strongly recommend that you do not try to ...
minou's user avatar
  • 7,536
8 votes

Is it possible to negotiate internet plans? If so how?

It is possible to negotiate anything. However, if the internet service options in your area are limited, the likelihood of your successfully reducing the price is not great. In areas where there is ...
Ben Miller's user avatar
  • 116k
8 votes

How much can I negotiate asking price on London rentals?

This varies heavily depending on area and price point, but overall the current market London is heavily in favour of tenants in most areas contrary to most opinions. Current rental yields in most of ...
Philip's user avatar
  • 5,768
8 votes

Strategy to Negotiate a House Purchase in an Uncertain Economy

Normally, when you come in under asking, the seller is going to counter and expect you to move up from your initial offer. You can't really purposefully come in much lower than $550k in this case as ...
TTT's user avatar
  • 47.2k
7 votes
Accepted

Can I negotiate job salary after mentioning my desired range over phone with recruiter?

You can, but I wouldn't. Take the job, you need the work per your question. You did not mention this but I feel like you have been looking for a job for quite some time. Currently tech is very ...
Pete B.'s user avatar
  • 76.7k
7 votes

How can I win at haggling when buying a significant household item?

You can pay an awful lot for a mattress, but you might not have to. There are often very similar mattresses for much lower prices. Go to a different mattress store When you introduce yourself, try to ...
Philipp's user avatar
  • 24k
6 votes

Buying from an aggressive salesperson

I have a very simple rule. For anything other than trivial purchases (a small fraction of my monthly income), the only final decision I will make in the presence of a salesperson is "No". After I ...
Patricia Shanahan's user avatar
6 votes

How can I win at haggling when buying a significant household item?

Can you handle the truth that the mattress industry is a rip-off? In fact, a mattress that sells for $3000, you can hunt around and get it with $500 or even less(depends on bed size). The huge ...
mootmoot's user avatar
  • 4,193
6 votes

Job offer severance pay negotiations

It's unclear from your question as to whether you are asking about terms of service in the US, or asking about terms of service in the UK (using the US as a parallel example) When do you negotiate for ...
DJClayworth's user avatar
  • 33.6k
5 votes
Accepted

Negotiating rent at lease renewal

They're is no legal requirement that all units rent for the same price; in fact a first-year discount to encourage folks to move in is not uncommon. The game plan is, you ask. But unless you are ...
keshlam's user avatar
  • 48.2k
5 votes

Can you make money by getting a loan, not paying it and renegotiating it or is it a fraud?

You could do that once, maybe, if the lender negotiates rather than going to court and taking you for everything you have plus having you wages garnished for the next several decades. And in the ...
keshlam's user avatar
  • 48.2k
5 votes
Accepted

Can you extend an introductory (0%) credit card offer?

Is it likely that if I threaten to close the card, they'll extend this intro period, if I ask? No. It's very unlikely. Never hurts to ask, but I'm guessing you'll be put on hold while they go laugh ...
BobbyScon's user avatar
  • 14k

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