87

In my experience when a salesperson says a particular deal is only good if you purchase right now, 100% of the time it is not true. Of course I can't guarantee that is universally the case, but if you leave and come back 5 minutes later, or tomorrow, or next week, it's extremely likely that they'll still take your money for the original price. (In fact, ...


60

There are few main reasons I can think of that the salesperson would do this: Time kills all deals is a cliche in sales. Once you leave the sale is much less likely. The owner is cash poor at the moment. Each of your dollars is worth more now than it will be tomorrow. For example, let's say they have a 10% 15, Net 30 financing deal with their supplier. ...


52

The dealer makes money on the loan. The amount depends on the relationship between the dealer and the finance company. Basically, you getting a loan increases the dealer's commission and so you can indeed negotiate a lower price. The dealer may also have incentives to close x number of loans per month, so he could have additional motivations. He's probably ...


27

No, absolutely not. Income tax rates are marginal. The tax bracket's higher tax rate only applies to extra dollars over the threshold, not to dollars below it. The normal income tax does not have any cliffs where one extra dollar of income will cost more than one dollar in extra taxes. Moreover, you are ignoring the personal exemption and standard ...


27

In the UK, you should usually expect to pay the listed rental price - and most people, in my experience, do - but you can sometimes negotiate a lower price. The degree to which it is possible to do so depends on local levels of demand. Demand in London is usually very high so I would expect your chances of negotiating the rental price down is slim. In ...


26

When you took the apartment you agreed to pay the rent you are paying now, and they agreed to rent you an apartment. If apartments were being listed for more than you were currently paying, and your landlord asked you to pay more rent than you agreed because 'your apartment is worth more now', I'm betting you wouldn't agree to it. That's the way renting ...


18

Well it all kind of depends. The Realtor is your pro, and you should communicate further with him. Is this a neighborhood on the decline? Is there a good reason to make such a low offer? Are you totally off base when you think 85K is fair, and if so why? Is he just working his tail off for you (a great thing)? One thing that is a key to this ...


18

The suggestion for obtaining a letter before payment is when you negotiate to pay a lower amount than what you owe. For example, the lender is currently claiming that you owe $1972. Let's say that you talked with the collections agent over the phone and he agreed that you would pay $1000 and that would satisfy the debt in full. You would want that ...


16

This is way too long for a comment, so I am posting this as an answer. My bet is that you're buying a new piano. It is the only instrument that makes sense. The rest of this answer are going to assume this, but this should apply well if you're going after a violin or marimba for example. For those readers that do not know, a piano is a very delicate and ...


14

DJClayworth has it right... Negotiate. So far you have complained and they've given you an opportunity. Go back to them with a counter proposal, and don't be surprised when they say it's the most that they can do and appeal to the powers that be. Legally, you've already made your move and signed a contract and if you have regrets about the price, too bad ...


14

I'd say go ahead and call up the seller's realtor. Explain that you've been getting extremely poor service from your broker, and you want to make sure the deal doesn't fall apart. Hopefully, the realtor will either help you deal with the lazy broker or bypass him altogether. Whether or not he ultimately gets paid is between him and the listing realtor. ...


13

There is no rule that says the dealer has to honor that deal, nor is there any that says he/she won't. However, if you are thinking of financing through though the dealership they are likely to honor the deal. They PREFER you finance it. If you finance it through the dealer the salesman just got TWO sales (a car and a loan) and probably gets a commission ...


13

I love John's answer, but I just can't help myself from adding my 2 cents, even though it's over 5 years later. I sold cars for a while in the late 90s, and I mostly agree with John's answer. Where I disagree though, is that where I worked, the salesperson did not have ANY authority to make a sale. A sales manager was required to sign off on every sale. That ...


13

Unfortunately this all sounds very normal, both for retail in general and the mattress industry in particular. As to why the sales person doesn’t want to give you a discounted price over the phone and wants you to come into their shop, this common tactic is based on an assumption that once you have made the effort to come to their shop you will be more ...


11

No. In a marginal tax system, only additional dollars that push you into a higher bracket are taxed at that higher rate. If you would pay 15% on $73800, then when you earn over $73800, you will still only pay 15% of the $73800, plus 25% of the extra amount over $73800. As far as a marginal income tax affects things, you cannot decrease your net income by ...


11

It's important to note that there can be lots of variations in a given, specific scenario. Dealers may behave differently on different deals over time, and there may be specific reasons behind that which we will never know. That said, speaking generally, the biggest reason why dealers prefer finance for some cases is when they are getting a kickback from ...


10

As the saying goes, anything is negotiable. And in this case, I have had credit card interest amounts refunded before. I had not realized that a promotional APR had ended and a higher APR was in place. I was carrying a balance so I got hit with some interest. When I finally noticed, they agreed to go back and credit some back interest. So yes, this is ...


10

I often spend weeks or months (and sometimes even years) deciding whether to buy something. Certainly the dealer should recognize you by now if you take a third opportunity to look at the same instrument. You could politely remind him that you've twice declined his excellent prices. From there you can assert that you will purchase only when you are ready.


10

The direct answer to your specific question Can I negotiate salary after mentioning a desired range Is certainly yes - no problem. Sure, the language you would use is this: "Now that we know the details of the job, can we discuss salary? What were you thinking on your end? Looking at the market, I'd want to make no less than $___ plus family ...


8

One point I don't see above: Consumer's Union (the nonprofit which publishes Consumer Reports) has a service where, for a small fee, they'll send you information about how much the car and each option cost the dealer, how much the dealer is getting back in incentive money from the manufacturer, and some advice about which features are worthwhile, which aren'...


8

It is possible to negotiate anything. However, if the internet service options in your area are limited, the likelihood of your successfully reducing the price is not great. In areas where there is more competition, internet service providers often offer limited-time promotional reductions in price. When these promotions expire, you can often convince the ...


8

The buyer discloses the financing arrangements to the seller because it makes his offer more attractive. When a seller receives and accepts an offer, the deal does not usually close until 30 to 60 days later. If the buyer cannot come up with the money by closing, the deal falls apart. This is a risk for the seller. When a seller is considering whether or ...


7

You asked about a signing bonus and were told the conditions that would be required to get one. It does not appear that you will qualify, but you do have another option. Ask if you can start earlier. Some times they can't change the start date. They might have a contractual issue with the customer and the customer is setting the start date. Other times they ...


7

So you've already considered relocation. Here are a few additional things to consider with respect to negotiating a signing bonus (if any): Would you be leaving a position where you are eligible for an upcoming bonus, profit-share, or other special incentive payout, such as a stock option or RSU vesting date? A signing bonus can help offset the opportunity ...


7

You can, but I wouldn't. Take the job, you need the work per your question. You did not mention this but I feel like you have been looking for a job for quite some time. Currently tech is very hot. If it remains so, you can jump ship or negotiate a higher rate (if they like you) in 18 months or so. This will probably yield far more than the 7500 or ...


7

This varies heavily depending on area and price point, but overall the current market London is heavily in favour of tenants in most areas contrary to most opinions. Current rental yields in most of London are sub 1.5% for landlords pre costs, so there is generally a lot of competition to secure good, long term tenants as it's so easy and cheap to rent for ...


7

You can pay an awful lot for a mattress, but you might not have to. There are often very similar mattresses for much lower prices. Go to a different mattress store When you introduce yourself, try to make a friendly and polite, but not naive or gullible impression. You want the salesperson to both like you and respect you. They should think that you are ...


6

There are publications (the "blue book", available in many libraries) and websites (I believe cars.com has this, no endorsement implied) which can give you the typical prices dealers pay for used cars of a particular make and model, and the typical prices consumers pay to purchase those used cars from the dealers. Sometimes major accessories are also ...


6

Interns are not hired to do work, they are hired so that people at the company can get a look at their abilities in a real situation (not an interview) before hiring them for real. This way instead of 30% of your new hires being a dud, it's more like 5%, because the bad ones were filtered out in the intern process. If you are self-motivated and good enough, ...


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