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52 votes

Looking for a new job - how do I handle my landlord with apartment lease renewing?

Inquire with the landlord about switching to a month-to-month lease, meaning you wouldn't have to renew for an entire year. It's been a while since I was a renter but I recall most apartment leases I'...
  • 551
37 votes
Accepted

Do I care if the housing market has gone up or down, if I'm moving from one house to another?

There are often taxes (by whatever name) that scale with the property price. Agents’ fees are also often a percentage of the property price. These costs are usually a small but noticeable percentage ...
  • 9,227
29 votes

Moving out of apartment 2 months early but rent's already paid

The biggest stumbling blocks to these types of questions are when people want a refund, or in the cases where they haven't paid in advance they want to avoid being responsible for the last few months ...
24 votes

Moving out of apartment 2 months early but rent's already paid

Since you don't mention anything about getting a refund or anything similar I don't see what could be an issue with the scenario presented. There is nothing to prohibit you from having 2 apartments (...
  • 4,047
14 votes
Accepted

What should I prepare for tax-wise when moving from one state to another?

There should be no difference in Federal taxes. You will have to file a federal W-4 with a new employer. You will want to do everything you can to make it clear to New York that you have moved. ...
12 votes

The cost of cleaning the house that we rented far exceeds the security deposit. Should we bother?

Confer with the landlord I am surprised at the amount of work this contract wants done. I'd question if it's even legal given the high costs. I suspect it's only there to remind abusive tenants of ...
12 votes

Do I care if the housing market has gone up or down, if I'm moving from one house to another?

You care if you’re trading up or down, which is very common. The amount that you have to pay to trade up, or receive when trading down, shrinks and grows with the average house price. You also care ...
  • 22.4k
12 votes

Looking for a new job - how do I handle my landlord with apartment lease renewing?

Read your lease. It may already have a provision that it switches to month to month automatically after the lease term expires. I've had a few leases like that in the (distant) past. If that's the ...
  • 1,020
10 votes

Bringing bitcoin into US, what taxes should I expect?

In most countries, you are deemed to dispose of all your assets at the fair value at that time, at the moment you are considered no longer a resident. ie: on the day your friend leaves Brazil, Brazil ...
10 votes
Accepted

Moved partway through 2020, filing taxes in both states?

You may have to file in both states. First determine when you switched from Michigan to Maryland. The switch of the drivers license shows that you made Maryland your new residence, but the date of the ...
9 votes
Accepted

Can I claim moving expenses if I my company paid for the relocation?

Bottom Line Up front: Yes you should be able to claim at least some of your moving expenses on IRS form 3903. In general if they pay you exactly for all your allowable expenses, and if you meet the ...
9 votes

Moving in together while both of us own an apartment

Do you want to split expenses of the new apartment, or split your income/assets equally too (as for instance with a marriage where no sort of "yours, mine, and ours" are split out)? I'm going to ...
  • 11.6k
8 votes
Accepted

Is the auto insurance quote I have been provided a rip off?

Auto insurance prices vary heavily between regions/states of the US, as the laws and regulations not only differ but so do the rate of claims and losses, nature of competition in each market, etc. ...
  • 11.6k
7 votes

How risky is it financially to emigrate to a different country?

Your current assets are small compared to what you can expect to earn in a lifetime and compared to what you will need for retirement. Fortunately, you are young and have decades more to save. Many ...
  • 29k
6 votes

Moving in together while both of us own an apartment

Split the money 50/50. Split the costs 50/50. Prioritize your relationship over a couple of dollars here and there.
  • 2,043
6 votes

Do I care if the housing market has gone up or down, if I'm moving from one house to another?

Houses don't all appreciate at the same rate. You'd care a LOT if, for example, the house you're selling appreciated 30% in the time you've lived there, but the house you're buying has appreciated 60%...
  • 49.1k
5 votes

What happens if I break lease while landlord does not have my SSN?

If you leave without having met all the obligations in the contract they could sue you for the money. The size of the company may mean that they are experienced in collecting their debts. The ...
5 votes

How do I use moving average to create a forex trading strategy?

The incredible plethora of successful day trading stories across the web are like condoms that come in three sizes: Small, Medium and Liars. Most of these blogs are trying to sell you the dream ...
  • 74.5k
5 votes

Moving out of apartment 2 months early but rent's already paid

I'm doing this right now. (My lease ends in a couple of months, but I have already gotten a new place.) I usually overlap by a couple of weeks, just because I don't like rushing to move. So yes, I ...
  • 3,201
5 votes

Looking for a new job - how do I handle my landlord with apartment lease renewing?

I was in a similar situation a couple of years ago, I was working abroad and didn't know when I would have to leave the country. My landlord made me sign a one-year lease and agreed that I could ...
  • 151
5 votes
Accepted

Can my wife quit her job months before moving/purchasing a new home?

Debt to income ratio is a key metric for loan qualifying and is the main reason quitting a job could interfere with qualifying for a mortgage. Since most loans are sold to Fannie Mae/Freddie Mac most ...
  • 66.7k
4 votes

Is there a measure that uses both cost of living plus income?

The key term you're looking for is "purchasing power parity", which considers the local prices of goods and services when making comparisons between countries. For example, you can look up the GDP by ...
4 votes

Should I find a regular job or continue doing what am doing?

This might sound harsh, but the first thing I would suggest is to stop making excuses. I wasn't able to continue due to pressure from college and family The college I went to was horrible. ...
  • 3,373
4 votes

Bringing bitcoin into US, what taxes should I expect?

This question is about PROPERTY acquired before becoming a resident of the US. If you bought property before you were a resident, and sold it after you were a resident, then you pay capital gains tax ...
  • 20.1k
4 votes

What happens if I break lease while landlord does not have my SSN?

A landlord or any creditor can still put negative information in your credit report without your social security number - it just takes a bit more sleuthing on their part. If you want perfect credit, ...
  • 280
4 votes

Does it make sense to start saving into a 401k, if you might move out of the US before retirement?

It does make sense to contribute to your 401k, even if you plan to move out of the country. Besides the "headache managing a fund in a foreign country", you can keep your 401k even if you're residing ...
  • 528
4 votes

Do I care if the housing market has gone up or down, if I'm moving from one house to another?

yes, you do. Its an ironic situation where people with housing think they're getting richer when house prices go up. But consider this: years ago, you might have bought a flat in London for £100k (...
  • 422
4 votes

Do I care if the housing market has gone up or down, if I'm moving from one house to another?

You're correct that in theory it should't matter; "sell low + buy low" is effectively a "wash sale" in terms of your equity. But you bet you care. If you are trading a house when the market is ...
4 votes

Do I care if the housing market has gone up or down, if I'm moving from one house to another?

Depends on what the original price for the house you're moving to was compared to your previous house. Suppose that you own a $500,000 house, and were looking at buying an $800,000 house. While you're ...
3 votes
Accepted

Moving out of state, and car is under parents' names

You will need to contact your insurance provider to let them know that you are moving and that they need to transfer your policy to Atlanta from New York. This could either mean a higher or lower ...
  • 10.2k

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