11 votes

The risk of shared family plan for cellphone

If your brother in law is the account owner, he is the one at risk. But, if he isn't paying on time, you might find your service turned off and be stuck. In my opinion, the potential bad feelings ...
10 votes

If I plan to stay with a carrier, is there any reason not to upgrade vs. buy unlocked phones?

If you add up the total payments on the phone and compare it to the price of buying an unlocked phone, you'll be able to see if there is any financial advantage to one way or the other. Often (at ...
  • 23.8k
8 votes

Is it possible to negotiate internet plans? If so how?

It is possible to negotiate anything. However, if the internet service options in your area are limited, the likelihood of your successfully reducing the price is not great. In areas where there is ...
8 votes

If I plan to stay with a carrier, is there any reason not to upgrade vs. buy unlocked phones?

Having a carrier-locked phone may make using it in other countries difficult or expensive compared to buying a local SIM card. You can generally get the unlock code after the phone is paid off, or buy ...
  • 32k
6 votes
Accepted

The risk of shared family plan for cellphone

The big risk is not financial but losing your phone service (and numbers, if you care about that) if they end up with some crazy bill they're unable to pay. Your number is potentially held hostage ...
6 votes

Is it still worth looking for a Data-less plan?

If your usage is minimal, then you may be best off with a pay as you go plan from a cheap operator like 1pmobile or Giffgaff. If you are going to be using more then there are a number of £4-£5 ...
5 votes
Accepted

Is it still worth looking for a Data-less plan?

This won't really be easily measurable. The price of a mobile plan will be primarily driven by what the market can bear, bearing in mind competition. Clearly there will be some kind of floor set in ...
4 votes

If I plan to stay with a carrier, is there any reason not to upgrade vs. buy unlocked phones?

In addition to considering your total expenditures on the plan and phone for either case, consider that the value you get from a locked vs. an unlocked phone of the same model are different: ...
  • 239
4 votes

Is it normal for cell phone purchases online/via phone to be very difficult?

Is it common to punt you over to phone contact, then demand you come into a store with a stack of identity docs? Is the "sign up online" thing just a lure to get you to call or appear? (in other ...
  • 65.1k
3 votes

My telecom provider is offering a discount before a predicted drop in phone price; why?

2-years of profit from your contract exceeds the cost of the discount (if any) they are actually providing you, keeping you under contract is their motivation. To that end, providing you an incentive (...
  • 65.1k
3 votes

My telecom provider is offering a discount before a predicted drop in phone price; why?

There are many possible reasons, for example: If you are taken by the features of the new iPhones and want one, you have to pay through the nose to get out of this contract you just signed. prices ...
  • 37.1k
3 votes
Accepted

If I buy a $0 subsizided phone with a carrier, can my credit card extended warranty apply to the phone purchase?

Your best bet is to call your credit card. However, it's extremely unlikely that your phone would be covered unless you bought it, straight out, on your credit card. The situation you are describing ...
2 votes

The risk of shared family plan for cellphone

I performed customer service, technical support, and various managerial and backend tasks for a major U.S. cellular provider for nearly a decade. Here's what I can come up with, just from memory. The ...
  • 121
2 votes

Defaulting on early termination charges out of a phone contract

is your credit history ruined, or merely dinged? Is the blow recoverable? Any bad credit rating event is recoverable given enough time / money to solve the problem. As far as "Ruined" vs" "Dinged",...
  • 2,813
2 votes

How can I cash out my prepaid cell phone?

I've found you can give the money to charity. If you text REDCROSS to 90999 for example you can give $10 to the redcross
2 votes
Accepted

Are mobile network operators known to make offers based on usage statistics?

Most of them do. Data protection laws, need country to be specific. As much as I know, there is nothing in data protection that stops from using the data for analytics to improve the service to you. ...
  • 56.6k
1 vote

Is it possible to negotiate internet plans? If so how?

Your negotiating power depends a lot on COST. See, no company that is not run by total idiots will enter a contract for a small monthly fee when it has no way to make a profit. Living in a rural area, ...
  • 11.4k
1 vote

Does a SIM only cell phone contract help credit rating?

I'm not sure if there are nuances between countries and appreciate your question is specifically about the US, but in the UK, mobile phone contracts, including SIM only, as seen by the chat in this ...
  • 779
1 vote
Accepted

Does a SIM only cell phone contract help credit rating?

I have never seen any of my mobile phone providers report any data to any credit agency. They tend to only do that if you don't pay on time. Maybe sometimes it helps, but from my experience over the ...
  • 133k
1 vote

If I plan to stay with a carrier, is there any reason not to upgrade vs. buy unlocked phones?

In the UK an upgraded (locked) phone is either available because you've already paid for it by continuing with an expensive contract for (typically) at least two years after you'd paid off your last ...
  • 11
1 vote

If I plan to stay with a carrier, is there any reason not to upgrade vs. buy unlocked phones?

There is another option: renewing the contract for another two years without getting a new phone and negotiating for better terms or a lower monthly charge. You can still get your phone unlocked as ...

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