8

I'm not in the UK, but just a matter of observation: My wife was recently declined for a credit card based solely on the fact she is 6 months pregnant and will soon be on maternity leave. No, your wife was declined because her financial situation was presented as it would be negatively affected. She likely would have been declined if she said she was ...


6

The pregnancy is a red herring as such, they have not declined you to do with the pregnancy, they have declined due to a expected decrease in income that takes you below the threshold required to get the loan. protected characteristics like pregnancy can't be used to discriminate, but your income is not a protected characteristic , and the protection doesn'...


3

In New Jersey, pregnancy and childbirth is considered a temporary disability covered under the state disability benefits. According to the New Jersey Temporary Disability Insurance FAQ, you have 30 days from the first day of disability to file a claim: Is there a time limit for filing a disability claim? Yes. You have 30 days from the first day of ...


2

According to the IRS Section 125 document (clicking the link will download a PDF, then see paragraph c, which starts on page 15) the birth of a child is a "qualifying life event". Pregnancy does not entitle you to increase the total amount you contribute to your FSA, but you seem to know that. Maybe I missed something, but I've not found any IRS rules ...


2

At my company, you can make changes to your FSA within 30 days a "qualifying change in family status." That can include change in marital or partner status / employment, birth or death of a family member, starting or ending unpaid leave, etc. It is limited to two changes per calendar year. A worker could set a high total yearly value at the beginning of ...


1

As a US citizen, you will need to report this income on line 21 of your 1040 (Other income). As this maternity benefit is paid by the Serbian government and not your employer, it doesn't appear to qualify as foreign earned income, which the IRS describes as "wages, salaries, professional fees, and other compensation received for personal services you ...


1

She should probably stay in her current status as a full-time employee. In the scenario you described, working 8 months during pregnancy and being off 12 weeks, would yield at most an extra $1,500 over her current situation. But, she'd lose the security of the short term disability. At $1,500/mo, it'd only take her being out-of-work one month over the ...


1

The rate per paycheck you selected during open season is the rate that you have to work with until your next life event, or the next plan year. The IRS only lets you adjust the rate after these life events. Because of the 30 day window that the IRS gives you to make the change, you probably should file the paperwork while you are on maternity leave. Consult ...


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