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231 votes
Accepted

Rent cheque was stolen from landlord - am I obligated to pay again?

Yes, absolutely! You are obligated to pay your rent, and you haven't done so yet. Since this was your landlord's issue and not your own, if your bank charges you a stop payment fee, it would be ...
TTT's user avatar
  • 47.2k
193 votes
Accepted

A friend asks me all the time to pick up money for her (Western Union, Moneygram)

I think it is likely that your “friend” is doing something illegal, and that she is putting these payments in your name to avoid getting caught. You may be being used as an unwitting money mule. I ...
Ben Miller's user avatar
  • 115k
169 votes

Found a heap of BTC but have no documentation. What do I do?

The existing IRS guidance in the US related to bitcoin indicates it will be taxed as property. You'll sell your coins then when you file your taxes for that year you will indicate the dollar value ...
quid's user avatar
  • 49k
142 votes
Accepted

Is it legal to photograph and test ATMs?

Legal? Maybe. Legitimate? Absolutely Not. I'm not qualified to guess whether documenting the make, model and location of ATMs is technically legal in your jurisdiction. A list like that isn't ...
linksassin's user avatar
116 votes
Accepted

Can a company block a specific person from buying its stock?

I assume you are talking about a publicly traded company listed on a major stock exchange and the buyer resides in the US. (Private companies and non-US locations can change the rules really a lot.) ...
zeta-band's user avatar
  • 3,987
104 votes

Rent cheque was stolen from landlord - am I obligated to pay again?

Your obligation wasn't to write a check...it was to pay your landlord. And you haven't actually paid until money has gone from you to the landlord. So you're still obligated to pay. (You might not ...
cHao's user avatar
  • 3,209
85 votes
Accepted

Is it legal to use cash pulled from a credit card to pay the monthly payment on that credit card?

Your friend is basically doing "Credit Card Kiting". While not strictly illegal* (there are nuances), it's an expensive way to maintain debt. Your friend would be much better off taking the time to ...
Rocky's user avatar
  • 24k
82 votes
Accepted

Closed account, haven't received payment. When has the bank "stolen" my money?

The best way is to either file a dispute (or threaten to) with their regulator. They do NOT need negative attention from a bank regulator, so it should get their attention if you show that you are ...
JohnFx's user avatar
  • 53k
75 votes

Can a CEO short his own company?

That would be the ultimate in insider trading. They made a stock transaction knowing in advance what was going to happen to the share price. They could easily expect to face jail time, plus the CEO ...
mhoran_psprep's user avatar
75 votes

Girlfriend took off with the car I got a loan for

Call the police and see what they can do to help get the car back (which might include reporting it stolen). Don't stop making payments or it will wreck your credit (not hers). When you get the car ...
D Stanley's user avatar
  • 133k
67 votes

Accountant/ lawyer will not return my call

This sounds like a scam. The IRS sends notices of amounts due, they don't enlist 3rd party services for that. The IRS does make use of 4 different 3rd party collection agencies: CBE - P.O. ...
Hart CO's user avatar
  • 70.4k
65 votes

Is it legal to photograph and test ATMs?

In addition to skimmers, another reason to have photos like this is that some ATMs are poorly secured. A surprisingly common type of theft is to steal the whole ATM. Banks are poor targets as their ...
Machavity's user avatar
  • 2,246
62 votes

Found a heap of BTC but have no documentation. What do I do?

Document how you came to have the stuff in the first place. First to defend against potential government inquiry; and second to establish that you held the asset more than one year, so you qualify for ...
Harper - Reinstate Monica's user avatar
61 votes

Transfer over $10k

However, I heard that government monitors transfers of over $10K No this is wrong. They want to know about cash or cash equivalent transactions over 10K, or small cash or cash equivalent transactions ...
mhoran_psprep's user avatar
61 votes

Would simplistic date / amount / description bookkeeping "cut it" legally?

If you're not comfortable "filling out tax forms" then hire a Certified Public Accountant (CPA). Depending on how easily they can convert your records to actual income statements, it may not ...
D Stanley's user avatar
  • 133k
57 votes

I need a title out of my name from a vehicle that my ex drive, refuses to cooperate, what can I do to resolve this?

You go down to the police station where he lives and tell them you are repossessing a vehicle you own. Make sure they have a copy of the title and whatever useful information you can find (loan/...
blankip's user avatar
  • 4,675
56 votes

A friend asks me all the time to pick up money for her (Western Union, Moneygram)

So just to be clear, she gets so many of these ~$500 transactions she can't even make the time to show up and collect them all? Yet, she still holds down a day job cutting hair? You are on here ...
red_squiggly_line's user avatar
53 votes

Can my dad remove himself from my car loan?

Dealerships lie. They told you that dad would be a cosigner, but the likely only way the lease could be approved is by him being the primary. They likely did a clever job of concealing that fact, ...
Pete B.'s user avatar
  • 76.3k
44 votes

How far removed from source does one need to be to avoid Insider Trading?

It doesn’t matter how far away you are. If you have important information that the public doesn’t then it’s insider trading. Obviously the distance makes it harder to prove or even to suspect. The ...
gnasher729's user avatar
  • 22.9k
43 votes

Rent cheque was stolen from landlord - am I obligated to pay again?

Yes, you are still obligated to pay the rent. I don't know Canadian law, but in the US, your obligation to pay a debt is generally relieved when control of the money passes to the other person. In a ...
Jay's user avatar
  • 22.6k
40 votes
Accepted

Can a company charge you for services never requested or received?

In general, you can only be charged for services if there is some kind of contract. The contract doesn't have to be written, but you have to have agreed to it somehow. However, it is possible that ...
Michael Borgwardt's user avatar
39 votes

Girlfriend took off with the car I got a loan for

I was in a similar situation 20 years ago and want to highlight one aspect you didn't mention, that kept me awake at night. This is your car, your insurance and your registration that she is driving ...
Jim's user avatar
  • 499
38 votes
Accepted

Can a company with a very large valuation still be held privately?

Is this scenario practically possible? Absolutely - there is no legal requirement in the US to become publicly traded. Are there any examples? The top 25 private US companies all have annual ...
D Stanley's user avatar
  • 133k
34 votes

Rent cheque was stolen from landlord - am I obligated to pay again?

The Régie du Logement is the government agency responsible for setting regulations regarding leases in Québec. They are very clear that paying the rent in full is your #1 obligation as a tenant. When ...
Scott Dudley's user avatar
33 votes

Closed account, haven't received payment. When has the bank "stolen" my money?

JohnFx is right: banks hate visits and attention from the regulator (both positive and negative). I would not threaten to file, just file away and let them get in contact with you. The local branch ...
Mindwin Remember Monica's user avatar
27 votes

Can a company block a specific person from buying its stock?

A more serious problem: how do you know who's really buying your stock? "Shell companies" are an increasingly obvious problem in corporate and tax accountability. There are jurisdictions where ...
pjc50's user avatar
  • 1,675
27 votes

Is it legal to use cash pulled from a credit card to pay the monthly payment on that credit card?

I don't know if it is explicitly illegal but it's certainly against Venmo's user agreement: Restricted Activities ... Provide yourself a cash advance from your credit card (or help others ...
MonkeyZeus's user avatar
  • 8,383
25 votes
Accepted

Should I be worried that I won't be given a receipt if I pay with cash?

If this is because he wants to avoid paying taxes, will I get in trouble if I agree to have him work on my vehicle? You should check your state and local sales tax laws to be certain, but in my state ...
D Stanley's user avatar
  • 133k
25 votes

Can a 15 year old finance something?

(This is not an answer to your question, but needs to be said anyway.) it would be much easier to finance the laptop instead, since (mumbled excuse). Even if it's legal, (and I completely ...
RonJohn's user avatar
  • 50.7k

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