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39 votes

Should I ask the seller of a house for a price reduction given a recession is almost certain?

You could ask, but you risk the seller deciding to just cancel and put the property back on the market once restrictions lift, shutting you out. Depending on the exact neighborhood and local market, ...
pboss3010's user avatar
  • 2,096
23 votes

Should I ask the seller of a house for a price reduction given a recession is almost certain?

With the caveat that I'm assuming your verbal agreement isn't legally binding (AIG says it isn't), I would pull out of the deal completely if I were in your shoes. By negotiating, you're essentially ...
WittyID's user avatar
  • 2,023
19 votes

Should I ask the seller of a house for a price reduction given a recession is almost certain?

If you've already signed a contract, it's too late. Well, barring legal shenanigans. If you haven't signed a contract, then sure, you can ask. That's how negotiations work. The buyer comes up with ...
Jay's user avatar
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12 votes

Should I ask the seller of a house for a price reduction given a recession is almost certain?

My wife and I run a real estate brokerage in Florida. The transaction process is different here but principles are similar. I think there's a good chance the deal will fall apart if you try to ...
Peter G's user avatar
  • 131
8 votes
Accepted

How to get my money back from the Police?

I can think of a couple of options for you. One would be to write a letter to Acting Garda Commissioner Ó Cualáin, the head of the Garda Síochána. The address of headquarters is An Garda Síochána ...
Ben Miller's user avatar
  • 116k
7 votes
Accepted

Donation via text message, does all (or most) of the money go to the charity?

Assuming that this was a direct sign up to donate to Save the Children via text, and not via some third party broker or agent, then Save the Children get 100% of your donation. They have the details ...
Vicky's user avatar
  • 24k
7 votes

Does it make sense to set up a corporation in Ireland to protect your wealth?

To put this in perspective: you can certainly set up a corporation and then pass legitimate business expenses related to the operation of that corporation through it in the manner you're describing. ...
dwizum's user avatar
  • 17k
7 votes

Should I ask the seller of a house for a price reduction given a recession is almost certain?

Recession (and the related risks and uncertainties) goes both ways. If the real estate marked drops significantly and doesn't recover quickly, you will have overpaid if you buy at the agreed price. It ...
Dmitry Grigoryev's user avatar
5 votes

Should I ask the seller of a house for a price reduction given a recession is almost certain?

If you can still walk away from the deal, particularly without having paid any deposit, your leverage is a willingness to cancel the deal. In the US you usually only risk deposit money until you have ...
le3th4x0rbot's user avatar
4 votes
Accepted

Live in an EU country and pay taxes in your home country(non-EU)?

While agreeing with @jwh20's comment that you should consult a tax accountant, a few notes to dispel what appears to be some missunderstandigns: In general, you do not get to chose which country/ies ...
SJuan76's user avatar
  • 2,545
2 votes

New Car Insurance Quote versus Renewal

I am in the UK. The basic rule that I have is to never accept a renewal quote for house or car. I can always save an appreciable amount by switching insurers each year. I often just swap between ...
uɐɪ's user avatar
  • 279
2 votes
Accepted

New Car Insurance Quote versus Renewal

[Note: I have no sources to cite to prove this. This is from personal and friends experience over many years and multiple insurances] From my experience, most car insurance companies offer low rates ...
Aganju's user avatar
  • 37.7k
2 votes
Accepted

What are the tax rates for an Ireland-based ltd for invoices to company in foreign countries

This link suggests the different rates are for: 12.5% : normal income. 25% : passive income (e.g. dividends, royalties, etc.) So both your Irish and Italian client income should be taxed at 12.5%, ...
Peter K.'s user avatar
  • 3,963
2 votes

Tax implications of international funds transfer with dual citizenship

Transferring money you own from one place to another pretty much never has tax implications. It might have other implications, including requirement to report it. Being a US citizen has tax ...
DJClayworth's user avatar
  • 33.6k
2 votes

Paying tax for freelance work while travelling

Having freelanced myself in South America I could give you a sound advice BUT you would first need to answer some questions. 1) How long do you plan on being in South America? At the end of 2017 ...
Armando's user avatar
  • 1,020
2 votes

Are software development and consulting services tax-exempted for a newly registered company in Ireland?

Before you go any further please make a very big note in your head that "your company" and "you" are different entities. "You" can't just take your company's money. You ...
gnasher729's user avatar
  • 23.3k
2 votes

Should I ask the seller of a house for a price reduction given a recession is almost certain?

Since you are buying a house, you will have been watching closely the housing market recently. Go back and look at some of the other properties you considered that are still unsold. Has their asking ...
Oscar Bravo's user avatar
1 vote

US inheritance tax on Irish index fund held by non-US resident via US broker?

Your participation in a mutual fund is similar to owning a stock for estate tax purposes. Only US-located property is subject to the US estate tax for non-resident, and the determination whether the ...
littleadv's user avatar
  • 177k
1 vote

ETFs from Ireland and Luxembourg

If you are a Brazilian resident, you have a tax advantage to buy Ireland domiciled ETFs as long as they are accumulating rather than distributing dividends. Receive dividends is less "tax efetive&...
Bene's user avatar
  • 41
1 vote

Should a small fry investor even bother with traditional brokerage firms?

The most important thing to do is open a tax-free retirement account. That way your capital gains are not taxed until retirement. https://www.pensionsauthority.ie/en/lifecycle/private_pensions/ My ...
Keith Knauber's user avatar
1 vote

Should a small fry investor even bother with traditional brokerage firms?

I have about 1-5K to invest as well as 100/month going forward. That is more than enough to get started. For perspective, my foray into investing started with me collecting cans for their 5 cent ...
Pete B.'s user avatar
  • 76.7k
1 vote

What are the pros and cons of using a personal bank for investing vs something like e-Toro?

To my knowledge, when trading over eToro you are not buying actual shares but CFDs (contract for difference, a derivative). This adds counterparty risk: if eToro (or another party actually selling the ...
Manziel's user avatar
  • 7,442
1 vote
Accepted

What to do if a bank refuses to close my account?

That sounds like a real pain. If I were in your shoes, I would try contacting the relevant regulatory body/consumer protection agency, which in this case, I believe, are one and the same: https://www....
RWP - Down by the Bay's user avatar
1 vote

Should I file every stock I sell when I do my tax report?

You should report it. The tax man will come for you if you're found to have been cheating. What happens if you don't file, but then you forgot that you actually made an extra 1000 that year? The ...
NegativeFriction's user avatar
1 vote

US Capital Gains tax for US citizens living in Ireland on US brokerage stock sale

Your Q suggests you don't know but as a US citizen you remain subject to US tax -- even if resident elsewhere, and even if you have other (dual) citizenship. US is notoriously the only major country ...
dave_thompson_085's user avatar
1 vote

Taxes & Work Authorizations for US Citizen Working in US for Ireland-based Company

I live in and would work from the US THIS is all that matters. You are in the US, you work from the US, so US work laws apply. Period. YOu do not need a visa for ireleand because you work in the USA....
TomTom's user avatar
  • 11.5k
1 vote

Capital gains tax on stocks

Making or losing income (via selling shares) is the taxable event, not moving the income you made to and from an account. The only exception would be a special account such as an IRA, and then there ...
Emma Arbogast's user avatar
1 vote

U.S./Irish taxes on U.S. retirement account inherited from uncle?

In the US, the first $5,000,000 from an estate is tax-free, including gifts given over the lifetime of the recipient beyond around $14,000 per recipient per year (that number changes every year). ...
Joe's user avatar
  • 35.8k

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