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4

My experience has been that as long as someone's willing to pay the bill, the phone companies don't care so much who that is. Your wife is your parents' daughter-in-law and therefore "family", however that may not meet the phone companies' technical definition of family, as she lives with you and not her parents. So, read the fine print; what qualifies as ...


3

If (and only if) there is a zero interest installment plan available, technically the only uncontrollable risk is that there will likely be a hard inquiry on your credit report which may or may not also have a corresponding debt obligation attached to it. (Personally, I recently signed up for one such plan with Google and I had a hard inquiry but no debt ...


3

It should not be a problem to move her over to your parents' plan. My brother has his own house and recently transferred his number from his own account to our parents' plan and just offered to pay our parents the difference after adding his line.


3

2-years of profit from your contract exceeds the cost of the discount (if any) they are actually providing you, keeping you under contract is their motivation. To that end, providing you an incentive (real or simply perceived) to sign up for another 2-years starting now makes a lot more sense than risking you switching providers at end of your contract. We ...


3

There are many possible reasons, for example: If you are taken by the features of the new iPhones and want one, you have to pay through the nose to get out of this contract you just signed. prices for the old iPhones will drop significantly when the new ones come out. You basically bought the old one for a higher price. by keeping your contract date just ...


1

I personally take the zero percent financing plans any day. I have done this with my car and the iphone 6s. The vendors are trying to make it more attractive for you to "afford" the product. It could show up on your credit report and impact the amount of money you can borrow in the future (e.g getting a home loan). The other thing I do is make sure the ...


1

One small advantage to paying ahead is having an outstanding installment plan may preclude unlocking the phone for use on other carriers, for example during international travel. If unlocking is important, researching the particulars would be in order. I am more familiar with T-Mobile, and will use as a specific example. If I pay upfront, I can purchase the ...


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