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It's never free The most direct answer to your main question is that an employee with a very large insurance claim could end up costing all employees of MoneySavers more "in the end" with either insurance approach. I used quotes on "in the end" because that phrase is doing a lot of work here. Health insurance in a nutshell The basic idea ...


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You have to ask two organizations: The new company. They will know when coverage starts. For most large companies it will be one day one. For many small companies it can be the first day of the next month, depending how their arrangement with the insurance company or benefits provider. The company I work for recently got large enough to be able to cover new ...


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In the united states the insurance company decides which lab testing company will be used to perform the test. My spouse works in a doctors office, in the lab. Some small quick tests can be done in the office, others have to be sent out. Each insurance company decides how test A and test B are done, in the office or out of the office. Some companies even ...


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If a health insurance plan in the United States considers a physician with a given National Provider Identifier (NPI) in-network, does this mean that any physician billing via the same NPI is also considered as in-network? Based on my years of experience, the answer is maybe. It should be yes, but always go with maybe. In a large medical practice it might ...


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Great answer from Jack Klaber: No. You can only be a member of one of the nation’s healthcare companies (Clalit, Maccabee, Meuhedet and Leumit) if you are a resident of Israel. There is however an exception for Israeli students studying abroad or expats. During the first five years abroad they can pay monthly the minimum healthcare payment (which is today ...


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