15

Most cards do not work internationally - "As of April 1, 2012, federal regulations prohibit gift cards from being used outside of the continental United States." See this link for more details: http://www.giftcards.com/gcgf/giftcards-work-internationally


12

If you go to a grocery store and purchase retail gift cards along with other products, and you pay with a credit card, your credit card company generally does not know what you spent the money on; they don't get an itemized receipt.* If this is the case with your rewards card, then yes, you would get the cashback reward on the gift cards, because all the ...


11

In a similar situation I wrote about How I Made $4,000+ on a Cash Back Credit Card Offer. The total was actually $4550, and was from an insane offer from a new credit card my bank advertised. 10% cash back on all spending during the first 90 days. I wondered if gift card purchases counted, and more than store cards, I saw that Visa gift cards with a $500 ...


9

Citibank just sent me a $100 check. Here's how I got it: File a complaint on Better Business Bureau (I also tried a couple of other avenues, but this seems to have been what worked). Filling out the complaint form takes maybe 15-20 min depending on your story. Citibank then simply sent me a $100 check as a "customer courtesy". I didn't even need to do any ...


7

He can dispute the charges, but I don't think he has a strong case to, so I'd expect the dispute to resolved in the merchant's favor. In my view (this is subjective of course), the fraud occurred between your friend and the person he gave the gift cards to. The merchant may have some legal responsibility to guard against common scams, but I expect their ...


7

There could be any number of scenarios that happened. Here are some possibilities: Gift giver purchased card, but it was somehow messed up during activation. (Not likely, in my opinion.) Gift giver gave you a card that he had obtained previously and thought it had money on it, but didn’t realize that it had already been spent. Gift giver purchased the card,...


5

First, I'd recommend you go to Credit Karma, or similar and get an idea what your credit report looks like. Getting a few accounts is good, but each credit pull actually dings you score a bit for 2 years. There are those who wouldn't do this for $50. They value that score hit at a much higher price. In my case, I accepted a card offering $30,000 at no ...


5

In my experience they will not work internationally.


5

You can buy Amazon.com electronic gift cards using a gift card of any amount. I recently had three gift cards each with a balance of under three dollars. I used them to buy three Amazon.com gift cards in three different transactions. Now I have a consolidated $5 and change to use the next time I order something from Amazon.


5

Definitely not with gift cards and to a lesser degree not even with debit cards. For most transactions they work the same but you'll run into problems when dealing with situations where a hold is placed that's higher than the transaction amount. This is the norm with gas purchases--at the time you run the card you don't know how much gas you're going to ...


5

Question 1: Who do I report such fraud to? Walmart, or their card processor. They may be in their right to require the original purchaser to do the report. Generally, credit card and debit card fraud must be reported to the bank within 60 days of the statement for them to take responsibility. I don't see why gift cards would be different. You can also ...


4

Gift cards like this are an interesting thing. They are like cash but with no traceability, as the card itself can be bought with a credit card or cash. They can easily be used for illegal purposes. Do you buy from many vendors outside of your country? I know that when I sell an item on eBay, I'll click US-Only for buyers, as the logistics of selling ...


4

mhoran_psprep is spot on. By doing a strict debit/credit analysis, this seems like a golden opportunity. Spend ~$133 for $245 in gift cards. Presumably you could sell those gift cards at a 20% discount, or use them on the next trip. You received $1760 worth of merchandise for a positive income. Some of that merchandise could be sold. Sealed health ...


4

It can be done, but it takes a very special set of circumstances: You must be willing to buy only items that you can get for free or nearly free. You must be willing to buy as many items as the store will allow you to in a single visit The store must offer programs like double or triple manufacturers coupons. You must be willing to do everything you can to ...


4

Understand that buying a Starbucks gift card at the grocery store to receive 6% back on your coffee rather than 6% back on your groceries is an exploit of a flaw in the benefits program, not a feature. It's definitely not a blanket yes or no answer, the only way to find out is to try. Separately, I don't know why you would find this "concerning." This ...


4

In addition to what has been said, gift cards with a credit card logo (which is what I am assuming you mean here) do not have an address associated with them. That means that if you try to use one at a merchant that users address verification (common in online purchases), the transaction will fail. In my experience with an American Express branded gift ...


3

Many e-commerce stores don't permit using a gift card to purchase another gift card for the same store. I don't, however, see it expressly noted in their Terms and Conditions. The T&C page also lists an email and phone # dedicated to gift card purchasing questions, so you may want to ask them rather than in-store customer service or the general help ...


3

There are only two things you can directly do with the money in an Amazon gift card: you can keep the gift card, or you can put the money into your Amazon account. There aren't any other options. You can't deposit the value into a bank account or anything like that. So, as far as safety, those are the only options you need to consider, because there's ...


3

Each website has different limits for the number of coupons, gift certificates, and payment cards they will accept for a single transaction. Some websites allow you to merge gift cards into a single bucket; Starbucks and iTunes some to mind. The only way to see is to try and add multiple. I have seen sites that when you enter the first card number it ...


3

The fact that "it was done from [your] computer" shouldn't mean that the credit card company can't help you. Did you call the credit card company and they told you that, or are you just assuming this or someone else told you this? If someone at the credit card company said that, ask to speak to their manager. I'm not an expert on credit card law by any means,...


3

I don't think he has much of a chance to dispute the credit card charges. He paid $10,000 for gift cards, and he received $10,000 worth of gift cards. There's nothing wrong with these cards, the merchant has delivered what he paid for, and the gift cards have been used, so he cannot return them. For Apple, there was a scam, and they will do what they can ...


2

The gift card is just like a Debit Card and most of the rules will be same as a Debit Card. If a gift card is issued only for Domestic use, then it cannot be used outside. If not it can be used outside of US as well. Quite a few countries in the Europe have adopted a CHIP & PIN based card, hence your card may not work there. In some countries there ...


2

Have you checked to see if anything else went missing? Walmart says that because I was not the original purchaser of the gift card, they could not help me directly Just to build on what @littleadv already gave you, my personal experience on this is that none of the companies that you'll likely be dealing with in a situation like this will be falling ...


2

If the cards are tied to a specific vendor, they will work only at that vendor. If they're generic cards just charged with a specific amount of money, they should work at any vendor who accepts that card network... though there may be specific exceptions.


2

I found this article describing someone who bought a discount pass for an "indoor playground". In the article, an attorney is quoted: “These play passes may not fall under the gift card law,” because Barlow says these VIP cards don’t come with a cash value, like gift cards do. “What the consumer is buying is the play pass itself,” he said. ...


2

Buy something from Nordstrom, then return it and ask for cash. They may ask for your ID. Nordstrom's return policies are very lax and they will almost always give cash when asked for, sometimes even if you don't have the receipt.


2

In every version of this I've seen, the "free money" becomes available to you only after you have performed some minimum total amount of transactions on the new card, to prevent exactly the "cheat" being asked about here. The free card may be activated immediately, but they reserve the right to consider that a 0% loan and charge you for it later if you don'...


2

You can't buy a gift card with another gift card online, but you certainly can in store (go to customer service). You can also use your e-gift card at the register. Even if it doesn't have a bar code, the cashier can simply key in the numbers. You don't have to print it out either, simply show the cashier the card on your phone.


2

(I agree with the answers above; would just like to make a couple of additional points.) It's a good and simple strategy to try it out with a small amount as suggested by @JoeTaxpayer♦. It's also generally safe to assert that card issuers currently don't receive or actively look at itemized transaction details. But that does not mean they cannot in the ...


2

The fine print you agreed to when you used the gift card technically says that you agree to reimburse AMEX if they approve transactions that exceed the balance: However, if a transaction occurs despite an insufficient Available Balance on the Card, you agree to reimburse us, upon request, for the amount of the negative balance created on the Card That ...


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