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I eventually succeeded in withdrawing my money from Germany by using the credit card and would like to share my experience and knowledge I acquired in the process. Perhaps it will be useful for others. Maybe someone will need to withdraw money from a credit card after reaching its cash withdrawal limit and will find my post useful. My first attempt was to ...


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According to this Deutsche bank fees and charges list PDF, it is free of charges if you withdraw cash from Spain Deutsche Bank branch. This is stated on page 13: Cash withdrawals by Deutsche Bank card holders : Debit cards and SparCard (savings account card) using a Deutsche Bank Card, Deutsche Bank Card Gold1), Deutsche Bank Card Service, Deutsche Bank ...


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In fact, all rental agreement will ask the tenant to keep the property in good condition, so it is the tenant responsibility to prevent mold growing inside the bathroom, or else you must fix it or pay for the repair. Here are some tips to keep the bathroom dry Use a dry towel to wipe out all the water droplet after taking the bath. This allows you to dry ...


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What happens with a credit card account in Germany after the card is blocked Nothing really. It is still there, just that card cannot be used to access it any more. In your case, the bank won't issue a new one (unlike the more common situation of a card being blocked because it's lost or stolen). Unless you settle the account manually (online) or ask the ...


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😁 If you personally know any business owner and he is willing to help you, Buy some stuff on credit card and ask for refund in cash. That will work for both of you.


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Depending on the country you live in, I would perform the following steps: Transfer the funds from your credit card account to your main account (if they are separate as they are on my bank, the DKB) Transfer the now remaining balance from your main account to the account where you live now. Usually, you would do that with an international wire transfer (...


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Regardless what's the status of your credit card, you can also terminate your bank account. Your bank will transfer the remaining funds. If you live outside Europe (outside the SEPA zone to be precise), a handling fee might apply.


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If you have a German registered address and bank account, you can. There are various German online banks that will give you an account within hours. Those require a smartphone and an international travel document. You indentify yourself via their app and services like WebID or PostIdent. One (amongst many) possible setups would be N26 (bank) and degiro (...


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The German capital gains tax is flat for all kinds of capital gains. Capital gains are just one kind of income that you might have, besides other kinds of income such as employment, trade, forestry, and so on. However, the flat capital gains tax replaces the progressive income tax. Capital gains tax is usually due when value gains are realized, e.g. by ...


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AFAIK, the Kapitalertragsteuer doesn't distinguish different types of capital gains, so, yes, all the same. That being said, there may be differences with ETFs (you may have to pay withholdings on the capital gains tax if the capital gains are automaticaly reinvested) If your marginal tax rate is below those 26.357 %, you can ask the tax office in your ...


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Is there any tax relaxation for Indians in Germany? I've never heard of such a tax relaxation that you describe in the comments for Germany. Moreover, I'm not aware of any form of the income tax declaration asking questions that would treat German income of a foreign worker with tax residence in Germany different from German income of German citizens with ...


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You fill out your tax returns for the two tax years during which you worked. You will have to tell them your total income in Germany during the tax year, and the total income outside Germany during the text year. That sum is used to calculate the percentage of tax you pay, and that is applied to your German income. If you worked say July to June, and made ...


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I'd like to add that since 2016, any German bank that offers accounts to private customers has to offer at least a basic (minimal) private account to anyone who legally stays in the EU (see Jedermann-Konto). A residency/address in Germany is not required (even homeless people with no residential address anywhere do have the right to such a bank account). ...


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