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50

A loan company will only grant your husband a loan on a car he wholly owns. This is because the loan company needs to be able to repossess the car if your husband defaults. They can't do that if someone else owns the car. You could probably have had joint ownership if you had taken out a joint loan rather than having him take it out. The practicality of ...


15

If you live in one of the following nine states; Montana, Wyoming, Oklahoma, Minnesota, Missouri, Michigan, Kentucky, New York, or Maryland, you’ll receive the title to the car even if it isn’t paid off. You can also add another name to the title without the lending institution’s permission. In any other state, the lending institution actually owns the car, ...


9

According to Atlanta attorney Anthony Zezima, Georgia is an "equitable distribution state" in regards to divorce law. In general, this means that property is treated differently depending on whether it was acquired during or prior to the marriage. Property acquired during the course of the marriage is divided between the spouses, regardless of whose name is ...


8

I was in a roughly similar situation: I moved from MA to WA part way through a year, paid by the same employer. I filed a tax return with MA (which I had to do anyways) and got a refund. Overall it works roughly the same as it would for federal taxes withheld but not owed: to get your money refunded, you have to file a return showing that you owed zero ...


5

Without the specifics of the contract, as well as the specifics of the country/state/city you're moving to, it's hard to say what's legal. But this also isn't law.se, so I'll answer this from the point of view of personal finance, and what you can/should do as next steps. Whenever paying an application fee or a deposit, you need to ensure that you have in ...


3

Well, the answer for which ones you should consider modifying is easy. You can't drop liability insurance since it's a legal requirement, so you can consider dropping collision, comprehensive, and/or uninsured motorist covnerage. The first thing to look at it whether your insurance company allows you to choose these independently. Some companies, for ...


3

You will need to contact your insurance provider to let them know that you are moving and that they need to transfer your policy to Atlanta from New York. This could either mean a higher or lower premium since different drivers in different states pose different amounts of risk (as well as other factors). However, since the title is under your parents' name, ...


3

Will a bank give me a loan if I put up a deed on my property and I know they won't give me a loan with just my credit? If I understand this, you already have a full paid house/property in your name. If so yes you can use this as a collateral to get a loan on the new property you are looking to buy. Depending on the values of the current property and the ...


2

Your best course of action is to gather your paperwork, ask around your personal network for a recommendation for a good CPA, and pay that person to do your taxes (business and personal). Read through the completed package and have them walk you through every item you do not understand. I would continue doing this until you feel confident that you can file ...


2

File a Georgia income tax form. Report Georgia taxable income: $0. Total income tax owed: $0. Tax withheld: $500 (or whatever the number is). Refund due: $500. If you're worried that they will balk at such a return, include a note explaining the mistake that was made.


2

The basic answer is that dividends, capital gains, and other "random income" will generally count as income for the purposes of determining ACA subsidies. So if you have lots of dividend income it will likely push you over the poverty line. The ACA subsidies are calculated based on your Modified Adjusted Gross Income (MAGI). An overview of the calculation ...


1

The paperwork connected to your loan should explain the deadline for paying off the loan when there is a lump sum settlement. Because of the loan expect that the check from the insurance company will either be sent directly to the lender, or it will be in the form of a check with you and the lender on the pay to the order of line. If you can't find the ...


1

It varies by the issuing institution and state, but typically there are some minimum (set by the financial institution) and maximum (set by the state based off of an estimate of the maximum amount college could end up costing) contribution limits and you're free to contribute anywhere in that range annually. Edit for Georgia: Maximum contributions: Accepts ...


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