Hot answers tagged

141

Absolutely a scam 100% chance. This is one of the most common scams out there. Here's how you will get ripped off. They send you a check which will deposit in your account Seeing the deposit went through everything looks peachy, you buy and transmit bitcoins. The check bounces in a few weeks and you are out the money or owe the bank if that gives you a ...


106

He COULD use the signature to forge her name on a check or a contract. Of course that would be wildly illegal. Just because she gave him the signature voluntarily (under false pretenses) doesn't mean he's authorized to sign anything in her name. At a minimum, you should watch your bank statements and get copies of your credit report for the next few months....


104

The two basic rules for not getting scammed while apartment hunting are: Never sign the contract before you inspected the property in person Never pay money to inspect a property in person Carefully chosen pictures can hide a lot of nasty details. Pictures also don't communicate sound or smell. So insist on a tour of the apartment before signing the lease ...


100

When this happens, your bank should give you your money back. Your bank will then recover the money from the bank that accepted the check, and that bank will then attempt to recover the money from whoever gave them the check. You have found yourself on the other end of the usual counterfeit check scam. In this case, the counterfeit check that they gave to ...


77

If they have no idea what you are talking about, you could ask whether the dealership will send you a letter saying you do not currently owe them anything, nor have they charged off anything you owed. This separates trying to figure out exactly how the letter arose from confirming that its claim is not valid. But your description raises many questions. Are ...


72

The two basic rules for not getting scammed while apartment hunting are: Never sign the contract before you inspected the property in person Never pay money to inspect a property in person Carefully chosen pictures can hide a lot of nasty details. Pictures also don't communicate sound or smell. So insist on a tour of the apartment before you sign the ...


65

Yes, it’s a scam. There are red flags all over it. Ask yourself whether you really think a huge multinational like Nissan would work in this way.


55

This is clearly an identity theft fraud in stages. To be specific, this is called one-dollar scam. Even OP didn't provide further information to the said entity, some data is already leaked into the scammer's hand (Here show some of the major data breaches). To fix it : Call the credit card issuer now by using the hotline number printed on your credit ...


48

I contacted a lawyer, told to talk to Dept of Labor, DOL said they will not get involved that this is between my and my employer. Advise? What employer? You are 100% not employed by Nissan Motors....


48

Statistically, one of the e-commerce sites you used your card on was hacked. Once every 2 years is above average for that kind of attack, but not by that much. There's no good way around those types of attacks, other than not saving your credit card details on e-commerce sites. It would be a good idea to double-check your computer security, though.


43

You know how you get "extended warranty" solicitations all the time? That's because the fact that you bought a new car is public knowledge. It sounds like a third party is using that public database to work a scam on you. The timing is well-chosen, 4 years to the month after you bought the car. The amount is well-chosen, high enough to be worth ...


43

You are going about this wrong. To start with your actual question, no your friend's bank has no duty or right to tell you about anything that your friend did as part of their banking. What you need to do is this. Go to your employer and tell them you did not receive your paycheque. If they say it was delivered to your address get them to put that in ...


41

Lots of places have your wife's signature already. She signs greeting cards, letters, receipts, contracts, and all sorts of forms. Her signature is already out in the world. What makes this suspicious is that it's a signature with no apparent reason and an odd stated reason. Given your comment that you live in a suburban area with an unsecured mailbox, my ...


40

No, it's not common to replace your card so often I'm going to attempt an answer on this one to provide a few steps you can take to minimize your risk of having your credit card number stolen. It sounds like you've taken a few steps already, but there are definitely other ways for scammers to get ahold of your digits. Shred/burn Paper Credit Card ...


40

The beauty of them sending you the picture is that it is easy for them to send essentially the same picture to several different people. The routing number is legitimate (it will match a banking institution), the account number and name probably is too, but maybe not. The next step after you prove that the deposit was made, is that they will tell you oops I ...


34

No one appears to answering the stated question, so: How do you send money when you're not sure it's not a scam? Don't If you aren't 100% sure it isn't a scam, don't send money. If it isn't a scam, any renter or seller will acquiesce to any reasonable requests you have to make sure it's not a scam before sending money. Obviously scammers won't. Once you ...


33

What bank account are you supposed to cash the check into? My guess is "yours", and that's a complete and utter proof of scam. There is absolutely and categorically no way that a reputable company like Nissan would have checks cashed into anything except a business account of Nissan's. It would be illegal and stupid to do so, and no legitimate company ...


32

First off, for any questions relating to taxation in Sweden, it's a good idea to contact Skatteverket (the Swedish tax agency). The people there are generally happy to help, and also generally want you to get the paperwork right because it saves everyone a lot of trouble. They will also be more familiar with the details than the average random person on the ...


32

Unfortunately we live in an age where a large amount of apartments and houses are being rented on sites like airbnb as well, not even inspecting the apartment is foolproof. Be wary of increasingly common scams of people renting a house/apartment on airbnb for a week and running with the money. The safest bet is probably to get a real estate agent from a ...


25

It's not really Nissan. The bank will put a hold on all but $100 of the check amount. After a few days, they will release the money, conditional on you making the money good if the check later bounces (read your bank agreement). You will go "haha, check cleared, money in the bank!" You will send the money onward via Bitcoin, which is irreversible. ...


24

No genuine person would need you to prove that you'd deposited the cheque. Depositing a genuine cheque would be overwhelmingly to your advantage, so any genuine person would just take you at your word if you said you'd done it. And if they wanted to be sure, why wouldn't they just look at their own account to see if the money had gone?


23

What will likely happen after you deposited the scanned check is that the check will bounce after a couple days because it's either not covered or because it is from someone else's account. The money in your account will then go back to where it came from. But that alone doesn't get the scammer anything. Possible ways the scammer could benefit from this: ...


20

It might be worth asking your bank for more details about the fraud (e.g. what triggered the fraud alert) because you might find that some perfectly legitimate sites are causing fraud errors. About a month ago I got a phone call from my (Australian) bank informing me my card had been disabled due to potential fraud. When I asked what triggered it, they told ...


18

I have been in your shoes, and solved the problem. I followed all bank advice, but it didn't help at all. I finally switched to using strictly cash for all brick-and-mortar purchases, and the fraud stopped completely. I think it was gas pumps. Soon after I switched, I saw a CBC documentary on skimmers used on gas pumps, and particularly ones furthest ...


18

That $1 from a transaction that day or at most a few days old is not unusual. Many vendors do that as the first part of the transaction process. I see this from gas stations, grocery stores, and even from places I have bought tickets. The real amount of the charge will appear in a few days. It could also be a charge that will appear every month. They said ...


15

Should I mention that my account was hacked? Your account was NOT hacked: you freely gave your credential away. and that I wasn’t the one who tried depositing the check? Yes. And tell the truth, no matter how embarrassing. Will I be okay? Probably. Tell not just the bank, but go to the police and tell them everything you know about him and what ...


15

There are a few tips I've discovered during years of hunting for different apartments to weed out suspicious listings. Your situation does seem reminiscent of a time I was nearly scammed on a rental property where the listing was a guy who had moved(from Michigan) to New York for a job and still owned his house in Michigan. We really liked the pictures of ...


15

Even for any landlord that wants to rent the apartment to evade tax process, it is too fishy to ask the renters to send money outside Austria to Italy. As some people already mentioned, anyone can rent an Airbnb apartment and take tons of photo to scam people, so sometimes see for yourself is not enough. Since the country tag is Austria, it seems the "...


14

No, they do not. However that is the wrong side of an XY problem. You really want your paycheck! As such I will answer that. This is called a "frame challenge" and is legit here. Also keep in mind they have 14 days to prepare your last check, plus mailing time. It simply may not have arrived yet. You are overthinking this. And missing the point. The ...


13

Since this is in Austria, you can check the Grundbuch to verify who the owner of the property actually is. This can be done online and the price is about 12 EUR. We recently did just that for a shop we are renting. It's simply part of the due dilligence process. Taking copies of passports seems to be very common here, it is surprising to me as well (...


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