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A decision in principle creates a soft credit search on your records, once you decide to proceed with the mortgage offer then they perform a hard credit search. There are no charges for a decision in principle from UK mortgage lenders, but it can be a lot of paper work to go to each individually. What I would highly recommend, and what I did myself, is to ...


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If i availed the new home loan on ready possession flat and the interest paid upto 1.50 lacs, can i get the tax benefit ? Yes you can designate this as first house and get interest benefits of Rs 1.5 lacs


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