8

I think you mean a "gift". Clearly pay for work is not a gift. It's a payment for consideration (consideration means your work). Gifts don't have consideration. Passing it off as such is fraud. It's also the case that the rules for companies gifting their employees are different than the ones for individuals gifting individuals. But you're not describing ...


5

It is more an empirical observation than a justified answer, but “something” happens around the £150 threshold: When the total of goods “sold by Amazon EU” exceeds it, a deposit for “import fees” is added to the order (as seen in the confirmation page): Edit: According to The Guardian in Customers in Europe hit by post-Brexit charges when buying from UK, ...


5

The short answer is that France not only gets to decide how donations are taxed, but what a donation (for tax purposes) is in the first place. It doesn't matter if the company calls it a donation, because it isn't.


4

For your particular case, you probably have a valid chargeback claim. Condition 12.5 Incorrect Amount can apply if: • The transaction amount is incorrect. • An addition or transposition error was made when calculating the transaction amount. • You altered the transaction amount after the transaction was completed without the consent of the cardholder. [...


3

Tradestation allows buying US ETFs by EU residents but their commission is higher than IB (5$ in/out trade).


2

You are correct that inflation reduces your real return, but there are a few other factors that may be helpful: Inflation is not a direct cost. It is a broad effect on the economy as a whole. You may have other things that offset any indirect cost from inflation (house value increase, salary increase, etc.) If the stock (or fund) paid dividends, that should ...


2

The most important points are regulation and taxation. The European variants usually have UCITS tagged on at the end of the name. But I find it hard to believe any institutional investor would believe that the UCITS versions of such major ETFs were dramatically safer (as a result of conforming to UCITS) and therefore worth the increased TER. To my ...


2

When investing into stocks, the currency used has little effect. Exchange rates definitely do influence how a stock develops, but their influence is a bit more subtle. When you use bonds or other debt-based investments, they are typically bound to a particular currency. In the simplest form: you give me $100 now, I give you $105 back in a year (5% annual ...


2

First, on a purely technical level, what's usually called a “donation” in French law is unilateral so it wouldn't be very appealing to an employer. Usually it's used for real estate as if you are just giving cash (don manuel), you don't need to involve a notary or draw up any specific act. In fact, what the donation achieves is documenting the change of ...


2

Two questions here, the most important one is actually whether you can find another ISA provider that will take your business so you can protect the wrapper status for the long term. I'd ring round/explore the big UK brokerage only companies who don't have quite the size of the regulatory headache Barclays may have, and/or may have setup ways to work on this ...


1

Looks like this is related to Bid/Ask spead for an ETF? As long as a fund is active, there should be one or more authorized participants who will buy your shares if there wasn't a deep enough secondary market to handle your order. It is technically possible for all active participants to leave an ETF. It's unlikely, because the AP business is profitable, so ...


1

Form 1042-S goes by the calendar year and reports payments to you, not sales. If your first payment will be in February 2021, then I expect that your first Form 1042-S would be sent in the first part of 2022. This will be the 2021 version of the form, as it covers all the payments and withholdings made during calendar year 2021.


1

You're right that you'll be taking on exchange rate risk when investing your hard-earned Euros into US Dollars. In my opinion, now is a good time to do so, because the strong Euro allows you to buy more US Dollar denominated stocks. Goldman Sachs and other investment banks expect the Dollar to continue weakening in the near future as growth outside of the US ...


1

Here are my findings to date: The Netherlands (Closed Partnership - CV - beware changes as of Jan. 2022) Estonia general partnership - TÜ - and limited partnership - UÜ - are only tax-transparent when in special "shared investment" regime (beware however possible ATAD2 legal changes as of Jan. 2022) Poland (partnership - Spolka Jawna / Partnerska -...


1

The main thing you need to know about index funds is that 4% annually is a long-term average, and the actual annual return will fluctuate wildly. It could be -20% one year and +30% the next year. If you can’t stand to lose 20% or more of your savings in a year, then look at something safer (but which will therefore have a lower average annual return). If you’...


1

Can I keep this account at least as a savings account? (My country's currency is messed up.) Ask the bank. It may depend on where exactly your country is. Some banks even allow foreign residents to open accounts, but this is typically restricted to a short list of countries. Keeping the account after opening it brings mainly two requirements: The handling ...


1

KG & KGaA taxation in Switzerland Here is the excerpt from https://www.expatica.com/ch/finance/taxes/corporate-tax-in-switzerland-452226/ Corporate tax for sole traders, partnerships and limited partnerships In Switzerland, sole proprietorships, partnerships, and limited partnerships aren’t taxed in the same way as corporations. These kinds of companies ...


1

You may have a look on Polish IKE & IKZE schemes. The disadvantage for you, as a foreigner, is that you can only benefit of them when you are a subject of Polish Personal Income Tax and that they are capped. Not sure however if you need to be tax resident in Poland or withholding tax as per double taxation avoidance treaty would do.


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