Put it in the bank and earn the meager interest rate. By far your most important investment is finishing your education and as such this money might be needed to do so.
If you don't need the money during your education you will undoubtedly need it for a new apartment/furnishings/moving expenses.
There are many factors that need to be taken into account.
I will now cover taxation, the coverage provided by the insurances and where you can use those services.
Taxation benefits of insurances in Norway
I found the following piece of information about Travelling Insurance in Skatt.no where I am a member in Norway:
Har arbeidsgiver fradragsrett for ...
I went to ask questions in the insurance company store If in Estonia.
They provide only Medical Aid as Travelling insurance.
Medical insurance as "Travelling insurance" in Estonia - not insurance for property
in the Nordic countries, only once 60 days, price 36.64 e
in the Europe, one year, max 45 at once, so many times as wanted, price 57.51 e
The location that you are purchasing from is not really relevant. If you use either a Visa or MasterCard to make a payment in a foreign currency of any kind then your payment will automatically use Visa/MasterCard's FX platform. Whilst fees can vary between issuers, the fee is generally fixed at 2.5%.
There are occasionally credit card issuers who have ...
Buy a ticket to a special country/conference/symposium/exchange program, meet people related to your aspirations, get a mentor. I like the previous answer, but in my experience it is much more rewarding to grow career-wise to earn more than it is to save more money.
Find in page 8 of the Spanish 2018 VAT manual the following:
VAT is a tax of indirect nature because it rests on an indirect manifestation of income, particularly, consumption of goods and services. This tax is imposed on three types of different operations:
- [In-country] Goods deliveries and service provisions made/done by entrepeneurs, business ...
OK, it's a bit of a minefield but here goes!
You only pay corporation tax in the UK on any profit made, so your "salary" would not be classed as part of the profit, so in the example you give you would only pay corporation tax on £4k less your "salary" ie £3,200 so profit on the £800 remaining gross profit.
You don't say if your figures are monthly, annual ...
Estonia is one of the few countries where you can purchase silver tax-free.
You may wish to hedge your risk by investing a percentage of your Estonian currency into this tangible asset. Silver can be stored securely at a place of your choosing rather than in a financial institution. Plus you can purchase a small amount with only minor transaction costs.
European legislation and coming changes 2012-2014
There will be an European law in action which says that the price between different insurances cannot vary between two sexes.
This change affects prices in Finland and Estonia, but not in Norway that is not part of EU.
Some facts 19.12.2012
The Health insurance is cheaper for men than women.
The Accident ...