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Man its great that you know your mistakes, so now its good time to start. By the way, I am just highlighting few mistakes, so that others may learn from your experience and may avoid doing the same. 1) Obviously very late in planning and in thinking of investment. You lack 5-10 years of Compounding effect. 2) Life insurance must be there to safeguard ...


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Intentionally overwithholding tax in order to get a big refund is essentially loaning your money to the government for free. Since you have debts and other obligations, you're not in a great position to use the IRS as a free savings account. I would definitely adjust your withholdings so that you can use your money more effectively. how many allowances ...


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