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It's hard to answer your literal question of "is this typical?" much less your more focused question of if it's typical for a specific bank, because mortgage lending in the US is somewhat subjective around some factors, and I'm guessing that no one here is an expert in that bank's specific policies. Generally, banks are looking to screen candidates who have ...


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Safe? No. Your 'authorized user' can simply call the credit card company and say he never got the card. They will ask him some personal data for verification (but obviously, he knows his name, address, and SSN), and he can change the delivery address and get a new card mailed, or write down the credit card number and use it online. Then he racks up the ...


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