New answers tagged

3

Your credit rating will not decay, it will simply fade away as cards close and drop off. If you do nothing you'll have a blank file when you come back after a decade. You might find credit card issuers are unwilling to work with an overseas address, but other than that there's a way to keep your cards--and thus your rating--alive. Use them in the US. ...


2

You could also call up the credit card issuer, and let them know you'll be out of the country and not using the card, and to 'turn off' your card for that period of time. Then they'll know that any usage (especially within the US) is fraudulent, and they won't misunderstand your lack of use as being short of funds etc.. Edit- you could put a recurring charge ...


17

Neither paycheck deposits or rent are factored into your credit score. Only lines of credit. If you don't close the credit cards and you use them at least once in a while, then pay off the bill on time your credit should be fine. Can you not use the credit card for an occasional lunch or small purchase it the country you will be staying in? Not having ...


Top 50 recent answers are included