38

Option D: Pay bills using credit card. Wait for billing period to close and monthly statement to be generated. Pay the statement balance in full, and pay it on or before the due date. For credit card reward points, simply using your card earns the points, regardless of when or how frequently you pay the card. For credit score, actually making your payments, ...


16

It only makes sense to make mid-period payments on credit cards when you need to free up available credit for a large purchase or are needing to keep utilization low due to incoming credit pulls for a loan (both to juice your credit score and to minimize debt to income ratio). Paying your statement balance each month lets you earn some trivial interest on ...


6

Odds are very good you can just go ahead and use the card: almost never does anyone bother to look at your card, even in the rare case when they handle it. Not a bad idea to call the issuer to get a card with your correct legal name on it, however.


6

Option C: Pay bills using credit card. Wait until almost the end of the billing cycle, then do a lump sum payment of all bills for the month. This one. Make sure you set you credit card to "auto-pay". That makes sure it gets paid on time, maximizes the time you can hold on to your money, and you can't screw it up (which is an expensive mistake). ...


1

It'll be fine 99% of the time, but it could occasionally cause issues. Some places ID for credit cards to prevent fraud, even though it's technically against their agreement with MasterCard etc. to do so. So you might occasionally be refused if the name on your card doesn't match your ID. There might also be occasions where your credit card could be used as ...


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