4

So you both did sometime wrong here. You first gave the wrong payment details and then you did not contact them when you received the credit on card A, from which you where never charged. They send you a credit for card A despite never really charging you on it in the first place. One question is, what would have happened, had they already charged you on ...


2

As described, in your situation I don't see any risk at all. Having an open credit card that you don't use usually raises your credit score because it increases the denominator of your utilization percentage. (This is currently true in the US, and AFAIK is also true in Canada.) The bank may run a hard inquiry when you apply which could temporarily lower your ...


2

Here are some of the risks: You spend more than you can pay off in a month, wiping out any "rewards" that you earn in interest costs. You miss a payment and have a ding on your credit record that takes years to recover from You spend more (or your father encourages you to spend more) than you would otherwise because you're "earning miles"...


2

If you want to give your company a loan, then just give your company a loan. Write a piece of paper, where you clearly state that you personally (Mr. Bladepoint) will give a loan to the company (Perfect Blades LLC or Ltd.), write down when the loan should be repaid, what the interest is, and hand over the money in any way you like. Your credit card company ...


2

99% of the time when you sign up for a free trial you have to accept the terms of the trial, which usually includes something like: "Cancel for free before 10/23/2020. I understand that if I do not cancel before 10/23/2020 then I will be billed monthly beginning on 10/24/2020." So no, if you're past the free trial phase then they can bill you and ...


1

You have at least three options. Withdraw the money from your mastercard at an ATM ("cash advance") and deposit it do your french current account from which you can initiate a transfer to the IBAN account to pay (this option likely includes cash advance and FX fees) Use fintech services such as Revolut that allow you to bind credit cards, ...


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