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2

This question is fairly complex and depends on your other situations. First does your employer have at least 20 other employees and is your plan considered creditable coverage for medicare purposes? If it doesn't you were never eligible to delay medicare at all and may face substantial penalties for the rest of your life. If this does not apply it seems ...


6

It would not convert your existing HSA to an HRA. Your HSA is yours and stays yours. However, if the company decided to offer only HRAs in the future (which is there decision, and probably not related to you personally), you can either join and open an HRA too, or not join, and be on your own, without health insurance. Either way, the company won't put ...


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