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What exactly is a "bad," "standard," or "good" annual raise? If I am told a hard percentage and don't get it, should I look elsewhere?

TLDR: You will probably need to move to a different employer to get the raise you want/need/deserve. Some employers, in the US, punish longevity through a number of practices. My wife worked as a ...
Pete B.'s user avatar
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16 votes

How can a foreigner cash an American cheque in the US?

The process is fairly simple: The person that the check is made out to ("Pay to the order of ____") needs to sign the back of the check where it says "Endorse here". Then, go to a US bank that you ...
Nosjack's user avatar
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15 votes

What exactly is a "bad," "standard," or "good" annual raise? If I am told a hard percentage and don't get it, should I look elsewhere?

Any such number would depend on the country, the market, and the economic situation - especially inflation ratio. Generally, if you are not in a booming or a dying technology, getting a raise above ...
Aganju's user avatar
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7 votes

How to avoid paying tax on starting bonus that was used to reimburse a bonus from a prior employer?

You don't get to avoid paying taxes on this new income. But, you may be eligible to deduct the repayment to your previous employer. Publication 525 and its section on Repayments may provide you with ...
Todd's user avatar
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7 votes
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401k Match percentage - Does it include bonuses?

Every company I've worked for has matched contributions from all income regardless of source (salary, bonus, commission, etc.). Since you're choosing the plan and parameters, it's up to you, but I ...
D Stanley's user avatar
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7 votes

Can I reject a compensation voucher for a cash refund (partial or full)?

Why did you stay and watch the movie if you knew it was no longer in 3D? Possibly because you thought watching the movie was more valuable than trying to plan something else at the last minute. If you ...
NL - Apologize to Monica's user avatar
6 votes

What exactly is a "bad," "standard," or "good" annual raise? If I am told a hard percentage and don't get it, should I look elsewhere?

Keep in mind that unless you have a contract that says you get a certain amount of raise every year, the employer is not required to give you any raise. The quality of a raise is too subjective for ...
Xalorous's user avatar
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5 votes

UK - What are the safest options to keep more than the FSCS limit in a bank/investment company?

If you hold a joint account with another person, the limit would be double, as the limit applies per person. There is also a higher limit for temporary balances following a life event (such as ...
webdevduck's user avatar
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5 votes

Understanding highly compensated employees within 401ks

HCE is defined as being above 120k$ or in the top 20 % of the company. The exact cutoff point might be different for each company. Typically, only the base salary is considered for that, but it's the ...
Aganju's user avatar
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4 votes
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Approximate IT company valuation (to proximate stock options value)

This situation sounds better than most, the company it seems likely to be profitable in the future. As such it is a good candidate to have a successful IPO. With that your stock options are likely ...
Pete B.'s user avatar
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4 votes

Can I reject a compensation voucher for a cash refund (partial or full)?

In a small matter like this, especially when done on a large scale, there is a time factor. The dispute needs to be resolved quickly and efficiently because heady litigation of 300 moviegoers is an ...
Harper - Reinstate Monica's user avatar
4 votes
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UK - What are the safest options to keep more than the FSCS limit in a bank/investment company?

It's useful to be aware that NS&I (National Savings and Investments) has no limit on protection. It's basically a state-owned savings bank and therefore in theory as low-risk (with regard to ...
timday's user avatar
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4 votes

Is an asset that cannot be sold by the holder (due to a contract) seizable by a bank at default?

Illiquid assets of all kinds can be vulnerable in bankruptcy. Partners in a small business would be well-advised to cover this possibility by agreeing beforehand to terms regarding buying/selling ...
Orange Coast- reinstate Monica's user avatar
4 votes

Why would someone argue that stock options are a better form of compensation?

Firstly, you need to distinguish between stock and stock options. Just giving out stock has no special benefits. But stock options have big benefits for the company: "buy now pay later": ...
pjc50's user avatar
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3 votes

Employer won't allow early exercise of options because “RSUs are uncommon and too complex” for venture-backed startups

Are you sure you would even want to exercise your options yet? There is no guarantee for a market to sell your equity once you have it; there rarely is an opportunity to sell an interest in a private ...
Grade 'Eh' Bacon's user avatar
3 votes

How can a foreigner cash an American cheque in the US?

I had to deal with a similar situation earlier this year. I am a EU citizen living in the UK and I needed to cash a USD cheque issued by a US financial institution that doesn't have any retail ...
Danstahr's user avatar
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3 votes

How do I compare two salary offers with and without benefits?

I see a few ways to improve your comparison: COBRA is a temporary insurance plan meant to cover you between jobs and prevent issues with pre-existing conditions. $900/mo seems expensive for health ...
D Stanley's user avatar
  • 136k
3 votes

What exactly is a "bad," "standard," or "good" annual raise? If I am told a hard percentage and don't get it, should I look elsewhere?

You are not actually entitled to any raise at all, unless you had something contractually (legally binding) which made that so. I'm answering this from the UK, but it has been common practice for ...
andy's user avatar
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3 votes
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How do I estimate the value of employer-provided job benefits, for comparing compensation?

The employer match on the 401k is easy as that is simply the net amount of money they match (e.g. 4% of salary). The other items are a little trickier as there is their face value but what you really ...
Eric Johnson's user avatar
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3 votes

Info about managment compansation schemes in publicly traded companies

Compensation information is available in the annual reports (10-k filings) which are available from the SEC EDGAR system or, generally, the company's website. Additionally, insider transactions are ...
quid's user avatar
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3 votes

Why do startups prefer Stock Options over Stock Grants?

Short Answer Let me know if my understanding is correct: Your understanding is not correct. Why do startups prefer Stock Options over Stock Grants? An incentive stock option is the only way to ...
ohwilleke's user avatar
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3 votes
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How do I know if I am a Highly Compensated Employee?

I'm answering my own question based on this question's activity, my own research, and discussions with my financial advisor. 0xFEE1DEAD's answer goes a long way, but it contains a lot of information ...
Dan A.'s user avatar
  • 251
3 votes
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Does Highly compensated employee designation for 401k plans consider total income from multiple jobs?

Is the HCE qualification based on the compensation from the EMPLOYER for which the employee chooses to opt for 401K (or) HCE qualification is determined based on total compensation across both ...
TTT's user avatar
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2 votes

Info about managment compansation schemes in publicly traded companies

Converting the comment from @MD-Tech into answer How or where could I find info about publicly traded companies about how stock owner friendly their compensation schemes are for their board and ...
2 votes

What exactly is a "bad," "standard," or "good" annual raise? If I am told a hard percentage and don't get it, should I look elsewhere?

What makes a "standard" raise depends on how well the economy is doing, how well your particular industry is doing, and how well your employer is doing. All these things change constantly, so anyone ...
Jay's user avatar
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2 votes
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I may have made an ineligible contribution to a Roth IRA. What should I do?

You are quite correct that you have made ineligible contributions to your IRAs for 2016 as well as 2017. The 2017 contribution is easy to fix: just withdraw the contribution (and all earnings from ...
Dilip Sarwate's user avatar
2 votes

401k Match percentage - Does it include bonuses?

I have seen it done either way. I have even had a company turn a profit sharing bonus into a company contrition to the 401(k). If an employee is never going to get close to the maximum dollar ...
mhoran_psprep's user avatar
2 votes

Employer won't allow early exercise of options because “RSUs are uncommon and too complex” for venture-backed startups

I don't think their reply quite makes sense, because early-exercised stock options are not RSUs (when you early-exercise a stock option, I believe you get (restricted) shares of stock, not stock units)...
user102008's user avatar
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2 votes
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How should I categorise/record an "account adjustment" on my current account?

Having now received my account summary / interest statement from Santander for the tax year concerned, it is clear that the £25 they awarded me is not classed as interest for tax purposes, as it is ...
Jivan Pal's user avatar
  • 353
2 votes

How does stock vesting and cliffs work for employment compensation?

What would be the exact amount of stock that you actually receive in/after year 1, 2, 3, 4, and say 5? It depends on the value of the stock at the time of the grant. Typically stock grants vest ...
D Stanley's user avatar
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