I'm going to go out on a limb here, and say, based on the facts you presented, that the letter didn't come from your landlord, and someone else is trying to scam you!
As you pointed out, you have proof that all of the checks were deposited, and your bank can verify it.
After the first month your landlord would have contacted you if you hadn't ...
Is it normal that rent cannot be paid using electronic methods such as
a credit/debit card, or a bank transfer, or Paypal, or anything
It's fairly common, especially with smaller companies/independent landlords. Many of the other more convenient payment methods carry transaction/merchant fees, and many landlords don't have the kind of ...
Return the check, and
take back the receipt (so the other guy can't come back later, present the receipt and demand money back) for the check payment.
Issue him a new receipt for cash.
Note on your copy of the old receipt what happened, and the new receipt number so that anyone looking at the old receipt knows what happened, and where to look for the new ...
Is it ok throw away my unused checks?
No. If you feel that you want to get rid of them. You should destroy them. Put them through a shredder. Burn them. But don't throw them away.
If they aren't destroyed then somebody could use them to empty your bank account.
Will my bank complain if in a few years I ask for a few more checks
and they realize that I didn'...
The receipt is irrelevant. It only means that you acknowledge that you were given a check, not that the check was any good.
Since you have not yet started the work, I recommend that, if you have something more productive to work on, you simply return the check and drop the client. It is clear that this client will be a struggle to work with, even if he ...
Without a signature, there's not even a hint that your son meant to authorize the check. The possibilities for fraud are endless.
That's why it requires his signature. (I seriously doubt whether the bank would accept it.)
Is it normal that rent cannot be paid using electronic methods such as a credit/debit card, or a bank transfer, or Paypal, or anything electronic?
It's highly dependent on the landlord/property manager.
Can checks be obtained without going into a physical bank?
Yes: online bill payment. (I configured my online bill payment service to automatically snail ...
I would deposit the check but not spend the money for at LEAST two weeks to give it plenty of time to make its way back to the issuing bank. You didn't indicate the nationality of the check but I'll assume it's the U.S.
Just because your bank accepts the deposit and credits your account doesn't mean the check is actually any good. It can take up to seven (...
(ANSWER ASSUMES QUESTION IS U.S. BASED)
--- UPDATE ---
IN RESPONSE TO DISCUSSIONS IN THE THREAD, it would be helpful if everyone knew whether you've actually talked to your landlady, or is your only communication the letter you say you received? It's also fair to ask, have you (or any other tenant you're aware of) had an issue with your landlady in the past ...
As of 2016 in the U.S., 42% of rent payments are made by check, 22% by cash, 16% by money order (so: 80% by some physical paper transaction). Only 20% or less were by electronic payments.
This is not exactly the same as landlords refusing electronic payments. But ...
The most important details here, which are revealed in your other question, are:
You have not yet begun work on this client’s project.
The check he gave you is undated and the client has asked you not to deposit it. If you did deposit it, it would likely bounce.
The client has been delaying you for three months after giving you the bad check, promising ...
As you've clarified in comments, the cheque is advanced payment for work you haven't done yet. Given that, unless waiting for this work is actively stopping you doing some other work, I would just drop this and do something else. You can always chase the client occasionally to see if they still want the work or not.
You have to do your due diligence before depositing the check.
Determine why the money is being sent to you. The reason has to make sense. The fact it was near the time of the CARES act doesn't mean they are related.
One way the check can be fake is if the company name is almost correct. You might miss the significance of the difference.
Read everything ...
Why has no such method been implemented?
Checks aren't always deposited/cashed in a timely fashion. Also, a single account can have multiple checkbooks, and therefore there's no requirement that they be used in strict order. Ordering is used to some extent by banks to catch fraud already, but I don't see how your proposed solution helps significantly.
Why are cheques so insecure?
Short answer: because banks bear the risk of check fraud, and any wholesale change in the check payment system is very complicated and expensive.
Instead they work to reduce the use of checks by introducing novel electronic payment systems and take what steps they can to mitigate check fraud.
The check is the original cashless ...
A check without signature is just a worthless piece of paper. On the other hand, if you deposit it online, it might be processed automatically, and if your son doesn’t complain, it might just work.
Don’t try it though, it looks too much like a try on fraud. There is too much risk of getting needlessly in trouble.
Unless your account includes "free checks" as a benefit (and I doubt BoA has this) then whenever you need more checks you will pay for them. It's relatively common to provide an initial supply of checks with a new checking account but not reorder checks. Those are usually ordered from the bank or a 3rd party check provider.
So it doesn't matter, ...
I would use the phrase "check drawn on a United States bank."
The payer's bank in a check transaction is referred to as the drawing bank, and the bank that the payee gives the check to for deposit or cashing is called the receiving bank.
Just one other tack that I didn't see in the other answers: If someone refuses to pay rent, it takes months of annoying work to evict them and even then the recalcitrant tenant might do a bunch of damage. But if someone writes you a bad check, there's a whole new pile of laws that you can bring to bear on them. Even if you don't have any money, creditors ...
The reason is that using checks is a flawed payment system from a security point. Making minor changes in security would not make any real difference. You could compare with cash where as long as bills has been around they have been forged. The reason checks still are around is that they "safe enough", "reasonably convenient" and "...
This would allow the bank to check that a particular cheque number was issued to a particular account and had not previously been used
We already do this with sequential check numbers. An attacker with a check from an individual has no way of knowing how many more checks were written and cashed before they try to cash a fake.
Many attackers use real checks
Lets assume that they implement your your idea: there is an algorithm that generates a pseudorandom check numbering algorithm.
Your bank would have to use your account number, the routing number for the bank, and a salt to feed the algorithm. The check numbers would then have to be transmitted by the bank to the company that prints the blank checks.
Confirm that the letter does come from your landlady/lord. Call them and talk directly. At that point, you can inform them that you have solid evidences of having paid the rent. Don't argue over anything; cut the conversation short if they confirm.
If they confirm, get a lawyer. They know you paid by check, they know checks leave traces at the bank, so there'...
There is no country tag so I will go for France (even though I do not think this is the right country) EDIT: the country tag has been added following my suggestion, I leave the French aspect below anyway in case someone stumbles upon the question.
A cheque must have a date on it, it is part of what makes a piece of paper a cheque (it can be ...
I don't have statistics handy, so I don't know what percentage of landlords want a paper check. But it's certainly not unheard of. Especially if the landlord is a small time operation with just one or two properties.
As to can you get checks without going to a physical bank, sure. I haven't gone to a bank office to buy checks in decades. There are companies ...
Perhaps this should be a comment, but I feel like it's too important to leave buried there. As with the other answer, this assumes the question is US-based.
I would recommend talking to a lawyer or a housing counselor sooner rather than later. Ideally, you want this resolved prior to any suits being filed.
If a landlord files an eviction suit against you, ...
Verify the letter came from the landlord and the apartment number, name, and landlord info is correct. Take a picture and send to landlord or stop by the office to verify the letter.
Show cancelled checks to landlord Stop by the office and state there must be a mistake and show cancelled checks. If you cannot show in person, then send via certified ...
As a refund check, it is not taxable. If this is related to the Wells Fargo scandal, the bank is basically saying that they overcharged you in the first place, so it is not income, it's 'remediation' for the overcharge.
Do absolutely nothing until you have the cash money literally in your hand (ie, so the paper of the money is touching the skin of your hand)
Once you cash money literally in your hand (ie, so the paper of the money is touching the skin of your hand), count to ten, and hand back the cheque.
Regarding the receipt: do absolutely nothing. Nothing has changed ...