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I would suggest you to go for auto loans instead of credit card based purchase. Auto loans are pretty straight forward approach. The reasons to go for auto loans are: Auto loans generally have lower interest rates compared to credit cards How much are you sure that you will pay off the loan within 18 months ? If you are not able to do so, might get into ...


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It might not matter (as much as it would seem) if the residual amount is off. When you lease, if the residual was calculated too high and at the end of the lease term the car is worth much less, then you turn it in and you got a good deal. If the residual ended up being calculated too low (as you suspect could happen right now), then you can simply buy the ...


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As the car title is in your girlfriend's name, she is the registered owner of the car. Lender is the legal owner of the car. There are couple of options: Let the girl friend trade-in the car: As the title is under your girlfriend's name, she has to visit dealership to trade-in the existing car, there are paper works, where dealership will take care of ...


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I agree with @mhoran_psprep 1-2% is ploy dealers use to get people to buy the cars, it's a good deal if you take advantage of your good fortune. It's a good deal if your credit score is excellent you can get it and if you pay on time you won't have to pay any fee. The only trick is that if you don't pay on time there's a stated percentage compounded from day ...


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You need to check who is on the title to determine who has rights to do anything with the car. Co-signing or making payments doesn't entitle you to anything. If your name is the only one on the title, then I wouldn't worry about being sued in court. You would pretty easily win. if she tries to take the car without ownership you can report it stolen to the ...


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The dealership will have their own policies for payments that are to be made by you. Some will require cash or to hold the check until it clears. Others will not. For the latter, a personal check is good enough to drive off the lot. Almost all will limit the amount that can be paid via credit card. Some will not accept credit cards. One dealership I ...


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Do large national car dealerships in the United States require the down payment to be in paper bills, or is a credit, or debit card, acceptable for the down-payment? Over the last 20 years when myself or a member of my family have purchased a car it has been a used car from a dealership. when we were ultimately getting a loan from our credit union, the down-...


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I have never bought a car before in my life. I was looking at some used cars for sale on Craig's list. This is potentially a problem. The person at the other end of the deal may be equally inexperienced. Or they may be very experienced or they may be shady. The idea of paying thousands of dollars for a used vehicle is nerve wracking enough without the ...


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It's possible that things may vary by state, but in most places all you need is the vehicle title certificate (AKA "pink slip"). This is a document issued by the state Department of Motor Vehicles (or whatever it's called in your state). That is the "legal title". Now the title certificate may show the seller as owner of the vehicle (&...


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