Episode #125 of the Stack Overflow podcast is here. We talk Tilde Club and mechanical keyboards. Listen now

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5

I am sorry for your loss and the most important thing is to remain calm during this difficult time. The tone of your question suggests that there might be an adversarial relationship with the boyfriend. "All the money" is a vague term. So let us break it down a bit. The car: My assumption is that the car was totaled. So first, the insurance company ...


1

In California the insurer is required to allow you to use any shop you want and to notify you of that fact. As others have said, you don't have to get it fixed, though if you have a loan the check may name your lender as well because your lender will want to make sure they have enough security for the loan. It is reasonable to be concerned that the ...


1

Without knowing the specifics of your car... My car has what's called a bumper cover - a plastic fascia panel; there is a bumper structure behind it, so the plastic part is more about cosmetics than structure. Last year I had a parking lot hit-and-run leaving my front bumper cracked and dented. Although repair is possible, the end result may not be ...


-4

If take the money and don't fix the car the insurance company will drop the physical damage coverage on that car until it's fixed. If there is no loan on the car you don't have to fix it but ins co won't continue comp and coll till it's fixed. Otherwise next accident they have to pay for it again


80

The answer is YES. The responses saying no are so wrong it isn't even funny. How do I know - I used to do tech work for a repair shop and saw all of the inner-goings. A shop is a preferred shop because they will repair the car basically as cheaply as possible. They have to abide by certain things or they will lose their "certified repair shop" status. ...


0

If you don't fix the bumper, the next accident may cause even more damage because the bumper couldn't adequately protect the rest of the car. Or, you don't fix it now, another accident occurs, and you get the same thing repaired...or not after dinging the insurance company for more money.


1

For 2) and 3), other reasons is that insurance companies to not want to send you a check and you either keep it without making the repairs or finding a cheap repair shop and pocketing the difference. The purpose of their service is to protect you from large unexpected expenses, not for you to profit from them. So they partner with local repair shops to ...


15

1) The insurance company is normally obligated to return your car to the condition it was before the accident. It is between the insurance company and the repair company to decide which is cheapest. They are very good at "welding" plastic nowadays (edit: don't trust me, see other people's comments about welding), my bumper repair looks as good as new. Make ...


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