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The question they're asking is for how long you've been able and qualified to drive. It's a measure of experience. You can check this out for yourself by going to some manner of insurance quote website like moneysupermarket, and putting your details in, looking at the quotes, then going back and changing the amount of time for which you've had your license....


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I've been in this situation many times. Put down "16 years". After all they literally ask: "How long have you held your license for?" Don't "borrow trouble" you know? With legal-ish issues if asked for something specific, answer literally, and leave it at that!


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