9

Yes, the salary jump is clearly worth it. Although you will pay more taxes, the $45k salary increase is a much larger amount than the previous 401k match. I strongly recommend that you do not try to negotiate a retirement plan. It is a big ask and it is very unlikely that the non-profit would do it for you. The non-profit doesn't have any retirement plan ...


5

See UC Regs 2013 s46 https://www.legislation.gov.uk/uksi/2013/376/part/6/made/data.xht?view=snippet&wrap=true and Schedule 10 https://www.legislation.gov.uk/ukdsi/2013/9780111531938/schedule/10 Everything is capital unless explicitly excluded, one such exclusion being: "10.—(1) The value of any right to receive a pension under an occupational or ...


4

It's incredibly worth it for a further overwhelming reason: Your "headline salary" is what advances your salary. A couple years from now you'll be trying to move ahead to a new salary bracket. It is incredibly better to have the position "I'm currently on 120" than "I'm currently on 75." The difference is night and day. Whenever ...


3

Here are some factors to account for: Negotiating with the new employer for a "real" retirement plan is unlikely to succeed since such a small organization would face a large administrative overhead to offer it. This is what the California 2022 requirement is dealing with -- it can be met by an employer signing up for CalSavers, a state-...


2

I don't know why you feel lost. Total Insurable Earnings isn't used to determine how long your payments last. It's not "total amount of insurance we will pay you." It is "total amount of money you earned over the period we used to calculate things." It's normally used to determine the amount of each payment: We calculate your total ...


1

62.5% increase in salary vs 3% decrease in 401k... Brother, sounds like you need to start doing for yourself on that one. Congratulations. (To clarify: if you were to hypothetically "match" your OWN contributions up to 3%, are you still net positive with the greater salary * ? Then your question answers itself! :) If it's IT/IS ...


1

I think there's a difference between an expense and a payment you expect to be reimbursed. Personally, I would just register a negative expense, but if you want to track it more precisely, Increase Decrease Income:Gross Income $2000 Asset:Bank account ...


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